443 WATERWAY DRIVE, LAKE WALES, FL, 33898
Active470 days on marketListed Apr 21, 2025MLS #W7874778
About this home
443 WATERWAY DRIVE
Welcome to your privately gated, dream RV lot With PRIVATE DOCK that is located at 443 Waterway Drive, River Ranch, FL! This exceptional waterfront lot is situated within the River Ranch RV Resort, offering an unparalleled RV living experience. Nestled in the heart of River Ranch, this lot provides a serene and picturesque setting perfect for relaxation and recreation. The resort is known for its beautiful landscaping, well-maintained grounds, and community atmosphere. The lot's waterfront location offers stunning views and direct access to the water, enhancing the tranquility and beauty of your RV living experience. One of the standout features of this property is its private dock. Imagine starting your day with a peaceful morning on the dock, sipping coffee while watching the sunrise over the water. The dock offers easy access for fishing, kayaking, boating, or simply enjoying the water. This private amenity is perfect for outdoor enthusiasts and adds significant value to the property. The lot at 443 Waterway Drive is spacious and versatile, providing ample room for your RV and additional outdoor living space. The lot includes full sewer hookups, water, and two separate power hookups of 30 and 50 amp electric on the left and right sides of the pad site. Whether you envision a cozy fire pit area, or a barbecue setup for entertaining, this lot can accommodate your dreams. The flexibility of the lot allows you to personalize it to fit your lifestyle and preferences. River Ranch RV Resort offers a wide array of amenities to enhance your living experience. Enjoy access to swimming pools, fitness centers, tennis courts, and more. The resort also hosts social events and activities. Additionally, the resort's beautiful landscaping and well-maintained common areas contribute to the overall appeal and quality of life. Located adjacent to the renowned Westgate River Ranch Resort, you'll have access to even more amenities and activities. Westgate River Ranch is known for its unique offerings, including rodeos, horseback riding, airboat rides, and more. This proximity allows you to enjoy the best of both worlds-luxurious RV living with access to exciting adventures and entertainment options just a short distance away.
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Wales
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 443 WATERWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
47 PALAMINO PATH
1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM
Sold · Jun ’26$142,000
3200 RIVER RANCH BOULEVARD UNIT 303
1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM
Sold · Oct ’25$162,000
3200 RIVER RANCH BOULEVARD UNIT 204
1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 443 WATERWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 443 WATERWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
443 WATERWAY DRIVE FAQs
What would the monthly payment be for 443 WATERWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,168/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 443 WATERWAY DRIVE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 443 WATERWAY DRIVE?+
The most recent tax bill on record (2024) was $2,369. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 443 WATERWAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $239,999, this home is listed about 4% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 443 WATERWAY DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$239,999 runs 71% above the LAKE WALES 33898 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
470 days on market against a Lake Wales median of 52 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7874778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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