436 WATERWAY DRIVE, RIVER RANCH, FL, 33867
Active655 days on marketListed Oct 8, 2024MLS #O6248182
About this home
436 WATERWAY DRIVE
This RV Resort is special as is this opportunity to proudly own one of the nicest sites on the water which leads to the Kissimmee River and to Lake Kissimmee. This beautiful site is on the west side of the waterway which is considered the shady side. When at the Ranch in summertime you will understand why it is so important to have shade. Lot 436 has a very large oak tree that provides shade from 10:30 on when you are sitting on the elevated patio overlooking the waterway. The lot has been professionally built out to boast a paver stone wall that was necessary when the original footprint was lengthened approx. 6 ft to afford a much larger outside area. There is a 4 ft high wall which encloses the cooking area. There are 3 column posts with pineapple lights and lights strung high in the oak tree. The outside lights are on dimmers for a wonderful night ambience. Outside, you walk off the patio and down the steps to the dock and seawall. The sea wall is metal panels, not the old original wooden sea wall. there is electric and water at the dock. Its a great place to hang out and picnic, fish, etc.
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside River Ranch
Get to know River Ranch. See the full River Ranch guide →
RIVER RANCH 33867 — neighborhood snapshot
Population
64
Median age
69.8
Avg household
1.21
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The River Ranch market
$237K → $181K
River Ranch median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the RIVER RANCH 33867 median. See the full River Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 436 WATERWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
47 PALAMINO PATH
1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM
Sold · Jun ’26$142,000
3200 RIVER RANCH BOULEVARD UNIT 303
1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM
Sold · Oct ’25$162,000
3200 RIVER RANCH BOULEVARD UNIT 204
1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 436 WATERWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 436 WATERWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
436 WATERWAY DRIVE FAQs
What would the monthly payment be for 436 WATERWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,189/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 436 WATERWAY DRIVE?+
The most recent tax bill on record (2023) was $1,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in River Ranch?+
At $300,000, this home is listed about 116% above the River Ranch median of $139,000. The market section on this page shows how the area is trending.
Which schools are assigned to 436 WATERWAY DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$300,000 runs 85% above the RIVER RANCH 33867 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
655 days on market against a River Ranch median of 130 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $350,000, now $300,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6248182.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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