
132 N PENINSULA DRIVE, DAYTONA BEACH, FL, 32118
Active5 days on marketListed Jul 28, 2026MLS #V4950448
About this home
132 N PENINSULA DRIVE
INVESTOR SPECIAL NEAR THE BEACH - PRICED BELOW APPRAISED VALUE, CASH ONLY, FAST CLOSING! Prime Investment Opportunity Zoned RDB8-SHORT TERM AIRBNB! - 4-Plex in the Heart of Daytona Beach. Seize this rare chance to own a high-producing multi-unit property just blocks from the Ocean Center, Daytona Lagoon, and the World's Most Famous Beach. Located only three blocks from the shoreline, this 4-plex offers exceptional potential for short-term rentals or a full renovation flip. This property features three buildings on one site: •Main House (2,507 sq ft) - A four-level residence with a spacious main living area, a small basement, and an upper-level master suite boasting a huge bath and two oversized walk-in closets. Anotherbedroom with a full bath sits on the same floor, while a loft above creates the perfect office or creative space. Building Two (1,692 sq ft) - Two 1- bedroom units, including an upper unit with a loft for a second bedroom Building Three (1,232 sq ft) - One 1- bedroom unit with a wraparound porch and a large ground-level storage area ready With its size, location, and configuration, this property can serve multiple investment strategies: fix-and-flip or multi-unit short-term rental operation. Properties with this level of versatility and proximity to Daytona's top attractions rarely come to market. All information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer and buyer's agent. Information has been obtained from sources including the seller, property appraiser records, public records, and third parties, and may not be accurate, complete, or current. Buyer is responsible for conducting their own due diligence regarding all aspects of the property, including but not limited to measurements, zoning, permits, usage, restrictions, and condition.
Facts & features
The home at a glance
5
Bedrooms
5,441
Sqft
0.23 ac
Lot size
1
Garage
1928
Year built
$83
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,399 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,399/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$83 vs $233
Days on market
5 vs 51 typical
Where $83/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seabreeze Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
Seabreeze Historic District — neighborhood snapshot
Population
1,796
Median age
56
Median income
$41,186
Median home value
$317,742
Avg household
2
Households w/ children
116
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $261K
Daytona Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
205 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 132 N PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$239,000
216 EARL STREET · same community
3 bd · 1.5 ba · 1,376 sqft · $174/sqft · 36 DOM
Sold · Oct ’25$303,000
311 ORA STREET · same community
3 bd · 2 ba · 1,144 sqft · $265/sqft · 291 DOM
Sold · Mar ’26$270,000
21 S HALIFAX AVENUE · same community
2 bd · 1 ba · 900 sqft · $300/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 132 N PENINSULA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 132 N PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
132 N PENINSULA DRIVE FAQs
What would the monthly payment be for 132 N PENINSULA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,399/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 132 N PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $4,762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 132 N PENINSULA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $449,000, this home is listed about 52% above the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.
Which schools are assigned to 132 N PENINSULA DRIVE?+
Campbell Middle School (middle), Mainland High School (high), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Cheryl Gray. MLS #V4950448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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