243 N PENINSULA DRIVE, DAYTONA BEACH, FL, 32118
Active85 days on marketListed May 5, 2026MLS #V4948909
About this home
243 N PENINSULA DRIVE
This one-of-a-kind gem has been completely renovated and is full of character. What truly sets this 2/2 Block home apart is the full walk-in basement spanning beneath the entire house--an expansive, flexible space with its own private exterior entrance. Previously used as a canvas shop, it's equipped with water and electric, making it ideal for a ''man cave,'' home business, studio, workshop, or additional living space. The possibilities are endless. Located just 3 blocks from the World's Most Famous Beach, you'll enjoy refreshing coastal breezes year-round and easy access to everything Daytona Beach has to offer. Inside, the home has been thoughtfully updated with newly finished knockdown-textured walls and ceilings, along with fresh paint throughout. The kitchen shines with brand-new stainless steel appliances, sleek granite countertops, and a clean, modern design. The living room adds warmth and charm with a beautiful knotty pine built-in wall cabinet, creating a cozy yet distinctive focal point living. Durable wood plank flooring runs throughout the home, tying everything together with style and ease of maintenance.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
158
Sqft
0.1 ac
Lot size
1939
Year built
Two
Levels
$2,272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$2,272 vs $232
Days on market
85 vs 51 typical
Where $2,272/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seabreeze Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
Seabreeze Historic District — neighborhood snapshot
Population
1,796
Median age
56
Median income
$41,186
Median home value
$317,742
Avg household
2
Households w/ children
116
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $261K
Daytona Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
200 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 243 N PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$179,000
21 S HALIFAX AVENUE · same community
2 bd · 1 ba · 840 sqft · $213/sqft · 2 DOM
Sold · Mar ’26$270,000
21 S HALIFAX AVENUE · same community
2 bd · 1 ba · 900 sqft · $300/sqft · 3 DOM
Sold · Oct ’25$303,000
311 ORA STREET · same community
3 bd · 2 ba · 1,144 sqft · $265/sqft · 291 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 243 N PENINSULA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 243 N PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
243 N PENINSULA DRIVE FAQs
What would the monthly payment be for 243 N PENINSULA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,574/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 243 N PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $1,704. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $359,000, this home is listed about 22% above the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.
Which schools are assigned to 243 N PENINSULA DRIVE?+
Campbell Middle School (middle), Mainland High School (high), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Nancy Pyell. MLS #V4948909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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