250 CAMBRIDGE AVENUE NE, PALM BAY, FL, 32907
Active24 days on marketListed Jul 16, 2026MLS #V4950261
About this home
250 CAMBRIDGE AVENUE NE
Welcome to this well-maintained 4-bedroom, 2-bath home in desirable NE Palm Bay! Offering a functional floor plan with comfortable living spaces, this home provides flexibility for a variety of lifestyles. The versatile fourth bedroom can easily serve as a home office or bedroom, making it ideal for today's living needs. Enjoy added peace of mind with a 2022 HVAC system, while the roof and water heater are both less than five years old. The home also features a one-car garage and is conveniently located just minutes from I-95, providing an easy commute to Melbourne, Viera, Patrick Space Force Base, and Orlando. You'll appreciate the close proximity to shopping, grocery stores, restaurants, parks, and other everyday conveniences. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home offers comfort, convenience, and an excellent location in one of Palm Bay's growing communities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,520
Sqft
0.24 ac
Lot size
1
Garage
1979
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.4%
$/sqft vs Palm Bay actives
$181 vs $208
Days on market
24 vs 44 typical
Where $181/sqft sits among the 364 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
99 of 364
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 250 CAMBRIDGE AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$85,000
1712 APACHE STREET NE · same community
3 bd · 2 ba · 1,647 sqft · $52/sqft · 151 DOM
Sold · Jul ’26$313,500
896 CASTLEFORD AVENUE NE
3 bd · 2 ba · 1,604 sqft · $195/sqft · 13 DOM
Sold · Jun ’26$318,000
780 CHELSEA AVENUE NE
4 bd · 2 ba · 1,611 sqft · $197/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 250 CAMBRIDGE AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 250 CAMBRIDGE AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
250 CAMBRIDGE AVENUE NE FAQs
What would the monthly payment be for 250 CAMBRIDGE AVENUE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,190/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 250 CAMBRIDGE AVENUE NE?+
The most recent tax bill on record (2025) was $3,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $275,000, this home is listed about 23% below the Palm Bay median of $354,950. The market section on this page shows how the area is trending.
Which schools are assigned to 250 CAMBRIDGE AVENUE NE?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 OCEAN · Melanie Zwolski. MLS #V4950261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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