David Ramirez
$323,0003 bd2 ba1,627 sqft$199 /sqft$2,274 /mo all-in ↓

527 BOUNTY AVENUE NE, PALM BAY, FL, 32907

Active2 days on marketListed Aug 7, 2026MLS #O6430210

Private poolFully furnishedSingle Family ResidencePORT MALABAR UNIT 06

About this home

527 BOUNTY AVENUE NE

Welcome to this inviting 3-bedroom, 2-bath pool home in the desirable NE Palm Bay area! Featuring an open and spacious floor plan, this home offers comfortable everyday living with plenty of room for entertaining. The updated kitchen features new countertops and brand-new appliances, creating a fresh and functional space for cooking and gathering. A cozy fireplace adds warmth and character to the main living area. The converted garage provides valuable additional flexible living space that can be used as a home office, game room, hobby area, or other space to fit your needs. Step outside and enjoy your own private backyard oasis with a sparkling pool, perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Additional highlights include a metal roof and a convenient location close to shopping, restaurants, parks, schools, and major roadways. Whether you're looking for a full-time residence, Florida getaway, or a home with versatile living space and a private pool, this property offers an excellent opportunity in Palm Bay. Call today to schedule your tour!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,627

Sqft

0.23 ac

Lot size

1978

Year built

One

Levels

$199

Per sqft

Private poolFireplaceFurnished

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Ice Maker · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorStorage

Community & fees

Taxes (2025)$840/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,274 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,901
FHA mortgage insurance (est.)$143
Property tax — 2025 actual bill$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,305Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,305
Interest rate6.00%
Loan term

Estimated payment

$2,274/mo

Principal & interest$1,901
FHA mortgage insurance (est.)$143
Property taxes (actual bill)$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Bay actives

$199 vs $208

Days on market

2 vs 44 typical

Where $199/sqft sits among the 365 Palm Bay actives

245 · this home
17
9
26
28
40
$159–247$247–335$335–423$423–511$511–599$599+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Bay

Map of 527 BOUNTY AVENUE NE

Drive times from this address

Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32907 — neighborhood snapshot

Population

48,352

Median age

44.5

Median income

$71,827

Median home value

$253,700

Avg household

2.9

Households w/ children

5,037

For the school run

Brevard County School District

ElementaryLockmar Elementary School★★★★★
MiddleSouthwest Middle School★★★★★
HighPalm Bay Magnet Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$306K$328K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

100 of 365

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the PALM BAY 32907 median. See the full Palm Bay market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $323,000 · 2 days on market since
1978Built · PORT MALABAR UNIT 06

Reality check

What actually sold near 527 BOUNTY AVENUE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1712 APACHE STREET NESold · Apr ’26

$85,000

1712 APACHE STREET NE · same community

3 bd · 2 ba · 1,647 sqft · $52/sqft · 151 DOM

780 CHELSEA AVENUE NESold · Jun ’26

$318,000

780 CHELSEA AVENUE NE

4 bd · 2 ba · 1,611 sqft · $197/sqft · 13 DOM

2210 SPRING CREEK CIRCLE NESold · Jun ’26

$315,000

2210 SPRING CREEK CIRCLE NE

3 bd · 2 ba · 1,865 sqft · $169/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 527 BOUNTY AVENUE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 527 BOUNTY AVENUE NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

527 BOUNTY AVENUE NE FAQs

What would the monthly payment be for 527 BOUNTY AVENUE NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,274/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 527 BOUNTY AVENUE NE?+

The most recent tax bill on record (2025) was $840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $323,000, this home is listed about 9% below the Palm Bay median of $354,950. The market section on this page shows how the area is trending.

Which schools are assigned to 527 BOUNTY AVENUE NE?+

Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Milton Alvira. MLS #O6430210.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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