David Ramirez
$460,0003 bd2.5 ba2,451 sqft$188 /sqft$3,897 /mo all-in ↓

3421 TORRE BOULEVARD, NEW SMYRNA BEACH, FL, 32168

Active19 days on marketListed Jul 15, 2026MLS #V4950231

Single Family ResidenceSAVANNAH POINTE

About this home

3421 TORRE BOULEVARD

Step into this stunning single-family home, built in 2009 and nestled in the prestigious Venetian Bay master-planned golf community in beautiful New Smyrna Beach. Boasting approximately 2,451 sq ft of bright, open living space on a generous lot that backs up to a serene conservation area, this home offers the perfect blend of comfort, style, and effortless low-maintenance living. As soon as you enter, you’ll be captivated by the airy open-concept design—ideal for both relaxed everyday living and unforgettable gatherings. The heart of the home is a spacious, modern kitchen with sleek appliances that flows effortlessly into generous living and dining areas. This inviting residence features 3 bedrooms and 2.5 bathrooms, including a luxurious ground-floor primary suite, plus versatile bonus space perfect for guests, a home office, or your personal retreat. Soaring high ceilings, abundant natural light, and thoughtful finishes create a warm, welcoming vibe that feels like sunshine indoors. Additional highlights include a 2-car garage with a level two Tesla charger is already installed!, indoor laundry, and a smart split-bedroom layout for maximum privacy and comfort. Imagine enjoying resort-style amenities right outside your door: an 18-hole championship golf course, sparkling pools, and so much more. Located just minutes from New Smyrna Beach’s world-famous shores, top-rated dining, shopping, and easy highway access, this home puts coastal living at your fingertips. Whether you’re looking for your forever home, a fantastic vacation getaway, or a savvy investment, this gem delivers Florida charm, community excitement, and everyday luxury. Don’t wait—schedule your private showing today and make this slice of Venetian Bay yours!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,451

Sqft

0.12 ac

Lot size

2

Garage

2009

Year built

Two

Levels

$188

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingCurb Parking · Driveway · Ground Level · Guest
ExteriorAwning(s) · Courtyard · Rain Gutters

Community & fees

HOA fee$276/mo
Taxes (2025)$6,596/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,897 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$550
HOA fee — from the listing$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,100
Interest rate6.00%
Loan term

Estimated payment

$3,897/mo

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$550
HOA / condo fee$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$381KedgeAI estimate $495,930 · range $396K$604K$628K

vs edgeAI estimate

−7.2%

$/sqft vs New Smyrna Beach actives

$188 vs $354

Days on market

19 vs 57 typical

Where $188/sqft sits among the 400 New Smyrna Beach actives

172 · this home
76
82
25
20
25
$181–306$306–432$432–557$557–682$682–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Map of 3421 TORRE BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Orlando60 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$438K$449K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

212 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $460,000 · 19 days on market since
2009Built · SAVANNAH POINTE

Reality check

What actually sold near 3421 TORRE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

156 PORTOFINO BOULEVARDSold · Mar ’26

$920,000

156 PORTOFINO BOULEVARD

4 bd · 3 ba · 2,456 sqft · $375/sqft · 29 DOM

3024 PORTOFINO BOULEVARDSold · Nov ’25

$720,000

3024 PORTOFINO BOULEVARD

4 bd · 3 ba · 2,463 sqft · $292/sqft · 78 DOM

3365 LUNA BELLA LANESold · Jun ’26

$510,000

3365 LUNA BELLA LANE

4 bd · 3 ba · 2,467 sqft · $207/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3421 TORRE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3421 TORRE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3421 TORRE BOULEVARD FAQs

What would the monthly payment be for 3421 TORRE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,897/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3421 TORRE BOULEVARD?+

The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3421 TORRE BOULEVARD?+

The most recent tax bill on record (2025) was $6,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3421 TORRE BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $460,000, this home is listed about 10% below the New Smyrna Beach median of $510,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3421 TORRE BOULEVARD?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ADVANTAGE · Eric Zimmerman. MLS #V4950231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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