101 N RIVERSIDE DRIVE UNIT 4120, NEW SMYRNA BEACH, FL, 32168
Active51 days on marketListed Jun 19, 2026MLS #O6418434
About this home
101 N RIVERSIDE DRIVE UNIT 4120
Picture front-row seats to fireworks and the annual boat parade, all from your own waterfront enclave. This 2-bedroom, 2-bath condo spans 1,000 square feet of beautifully reimagined space, freshly remodeled last year with new bath finishes, updated electrical, a new AC and water heater, plus a kitchen outfitted with all-new appliances including Induction Stove. Smart design meets effortless style here. A built-in Murphy bed and integrated desk maximize every inch, making the floor plan as functional as it is inviting. Quality craftsmanship shows throughout, giving this turnkey home a polished, move-in-ready appeal. Set within a highly sought-after 55+ waterfront community, residents enjoy a refreshing pool, community boat slips, and a calendar packed with social events. Stroll to nearby restaurants, art galleries, museums, and the lively community center, where live music drifts through the park on warm evenings. The location is simply unbeatable. Historic Canal Street's boutiques and farmers market are minutes from your door, and iconic Flagler Avenue leads straight toward the sand. Emory L. Bennett Park sits just steps away, while the Marine Discovery Center offers eco-tours and lagoon adventures barely a half-mile north. Grab essentials at nearby Stores, then explore JB's Lagoon Adventures or the local dog park. With easy access to highways and beaches, plus the charm of riverside living, this condo delivers a vibrant, connected lifestyle. Come claim your slice of New Smyrna Beach—where every day feels like a celebration.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,000
Sqft
1.95 ac
Lot size
1973
Year built
One
Levels
$450
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,361 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,361/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs New Smyrna Beach actives
$450 vs $373
Days on market
51 vs 68 typical
Where $450/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Canal Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Canal Downtown — neighborhood snapshot
Population
557
Median age
65
Median income
$13,478
Median home value
$288,298
Avg household
1
Households w/ children
11%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 N RIVERSIDE DRIVE UNIT 4120
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$500,000
101 N RIVERSIDE DRIVE UNIT 5020 · same community
2 bd · 2 ba · 1,000 sqft · $500/sqft · 3 DOM
Sold · Mar ’26$300,000
101 N RIVERSIDE DRIVE UNIT 6080 · same community
2 bd · 1.5 ba · 1,000 sqft · $300/sqft · 180 DOM
Sold · Jul ’26$275,000
101 N RIVERSIDE DRIVE UNIT 2090 · same community
2 bd · 1.5 ba · 1,000 sqft · $275/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 N RIVERSIDE DRIVE UNIT 4120 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 N RIVERSIDE DRIVE UNIT 4120 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 N RIVERSIDE DRIVE UNIT 4120 FAQs
What would the monthly payment be for 101 N RIVERSIDE DRIVE UNIT 4120?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,361/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 N RIVERSIDE DRIVE UNIT 4120?+
The most recent tax bill on record (2025) was $4,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $450,000, this home is listed about 13% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 101 N RIVERSIDE DRIVE UNIT 4120?+
Chisholm Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 20% above the NEW SMYRNA BEACH 32168 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Sharon Snow. MLS #O6418434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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