101 N RIVERSIDE DRIVE UNIT 2020, NEW SMYRNA BEACH, FL, 32168
Active23 days on marketListed Jul 17, 2026MLS #TB8529590
About this home
101 N RIVERSIDE DRIVE UNIT 2020
Waterfront Condo with Stunning Intracoastal Views in the Heart of New Smyrna Beach! Experience the best of coastal living in this beautifully maintained 2-bedroom, 2-bath condominium located in the highly desirable Captain’s Quarters community. Perfectly situated at 101 N. Riverside Drive, Unit 202, this second-floor residence offers breathtaking views of the Intracoastal Waterway and the community pool from its spacious private balcony—the perfect spot to enjoy your morning coffee as you watch the sunrise, watch boats glide by, periodically catching a glimpse of the manatees and dolphins that frequent the area along with an occasional view of the Cape Canaveral rocket launches. Inside this 1000 sq ft unit, you’ll find a bright, inviting floor plan with numerous recent updates, including: New HVAC (2024) New kitchen appliances (2025) New windows (2022) Premium covered parking space (A-2) Just steps from historic Canal Street, you’ll enjoy easy access to New Smyrna Beach’s charming boutiques, award-winning restaurants, art galleries, marina, parks, farmers market, and year-round festivals. The beach is just a short drive or bike ride away, giving you the best of both riverfront and coastal living. Whether you’re looking for a year-round residence, a seasonal escape, or a low-maintenance Florida retreat with monthly HOA dues at $525, this move-in-ready waterfront condo offers an exceptional combination of location, comfort, and breathtaking views. Schedule your private showing today and discover why Captain’s Quarters is one of New Smyrna Beach’s most desirable waterfront communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,000
Sqft
1.95 ac
Lot size
1973
Year built
One
Levels
$475
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.4%
$/sqft vs New Smyrna Beach actives
$475 vs $373
Days on market
23 vs 68 typical
Where $475/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Canal Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Canal Downtown — neighborhood snapshot
Population
557
Median age
65
Median income
$13,478
Median home value
$288,298
Avg household
1
Households w/ children
11%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 N RIVERSIDE DRIVE UNIT 2020
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$500,000
101 N RIVERSIDE DRIVE UNIT 5020 · same community
2 bd · 2 ba · 1,000 sqft · $500/sqft · 3 DOM
Sold · Mar ’26$300,000
101 N RIVERSIDE DRIVE UNIT 6080 · same community
2 bd · 1.5 ba · 1,000 sqft · $300/sqft · 180 DOM
Sold · Jul ’26$275,000
101 N RIVERSIDE DRIVE UNIT 2090 · same community
2 bd · 1.5 ba · 1,000 sqft · $275/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 N RIVERSIDE DRIVE UNIT 2020 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 N RIVERSIDE DRIVE UNIT 2020 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 N RIVERSIDE DRIVE UNIT 2020 FAQs
What would the monthly payment be for 101 N RIVERSIDE DRIVE UNIT 2020?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,309/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 N RIVERSIDE DRIVE UNIT 2020?+
The most recent tax bill on record (2025) was $1,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 N RIVERSIDE DRIVE UNIT 2020?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $475,000, this home is listed about 8% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 101 N RIVERSIDE DRIVE UNIT 2020?+
Chisholm Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 27% above the NEW SMYRNA BEACH 32168 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8529590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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