340 TROPICAL LN, ORMOND BEACH, FL, 32174
Active7 days on marketListed Jul 13, 2026MLS #V4950089
About this home
340 TROPICAL LN
Features: This charming concrete block home has undergone a complete remodel and upgrade. Say goodbye to carpets--luxury vinyl flooring now graces the interior. Freshly painted walls, a brand-new AC system, and elegant granite countertops enhance the living space. Bonus: The home boasts an adorable sunroom with expansive views of the spacious yard. Location: Conveniently located just a few miles from the beach. A perfect retreat! LARGE YARD and HUGE carport. Owner will collect $200 toward electricity, each month and $75 toward water and sewer, each month.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
945
Sqft
0.23 ac
Lot size
1952
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$2 vs $236
Days on market
7 vs 41 typical
Where $2/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Heights
Get to know Ormond Beach. See the full Ormond Beach guide →
Ormond Heights — neighborhood snapshot
Population
292
Median age
25
Median income
$38,628
Median home value
$340,200
Avg household
3
Households w/ children
40%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 340 TROPICAL LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$230,000
290 PINE STREET · same community
2 bd · 1 ba · 1,278 sqft · $180/sqft · 146 DOM
Sold · Feb ’26$275,000
354 FIR STREET · same community
3 bd · 2 ba · 1,362 sqft · $202/sqft · 337 DOM
Sold · Jul ’25$62,500
1305 ARROYO PARKWAY
2 bd · 2 ba · 938 sqft · $67/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 340 TROPICAL LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 340 TROPICAL LN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
340 TROPICAL LN FAQs
What would the monthly payment be for 340 TROPICAL LN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 340 TROPICAL LN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $1,695, this home is listed about 100% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 340 TROPICAL LN?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$1,695 is 100% below the ORMOND BEACH 32174 median of $399,995, and at $2/sqft it sits under the Ormond Beach average of $272.
02Fresh on the market
Only 7 days on market in a Ormond Beach market that averages 41 — if it fits, move quickly.
03Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Mainland High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of APARO-GRIFFIN PROPERTIES INC · Kathy Aparo-Griffin. MLS #V4950089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 340 TROPICAL LN but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →