358 S ORCHARD STREET, ORMOND BEACH, FL, 32174
Active71 days on marketListed May 11, 2026MLS #V4949008
About this home
358 S ORCHARD STREET
Centrally located 4-bedroom concrete block home in Ormond Beach. Walkable to Central Park. The converted 1-car garage is currently utilized as a HUGE 4th bedroom but could easily become the primary suite with plumbing already attached, large playroom, OR bring it back to a garage if you wish! Boat parking, storage shed, fully fenced yard, inside laundry, covered lanai, two living rooms, and much bigger than it appears at almost 1,800sf. The back covered patio was recently installed and makes for a great backyard hang spot. Two separate living areas (one with French door access to back patio), dining area in kitchen, and a very functional floor plan! Full bathroom has been nicely remodeled and has a tub/shower combo. Tons of natural light throughout this adorable Ormond home! All information and room sizes are intended to be accurate but cannot be guaranteed. Buyers/agents to perform all due diligence.
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,781
Sqft
0.17 ac
Lot size
1965
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.6%
$/sqft vs Ormond Beach actives
$168 vs $237
Days on market
71 vs 41 typical
Where $168/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Heights
Get to know Ormond Beach. See the full Ormond Beach guide →
Ormond Heights — neighborhood snapshot
Population
292
Median age
25
Median income
$38,628
Median home value
$340,200
Avg household
3
Households w/ children
40%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 358 S ORCHARD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$275,000
354 FIR STREET · same community
3 bd · 2 ba · 1,362 sqft · $202/sqft · 337 DOM
Sold · Sep ’25$230,000
290 PINE STREET · same community
2 bd · 1 ba · 1,278 sqft · $180/sqft · 146 DOM
Sold · Jun ’26$315,000
1520 SPRINGLEAF DRIVE
4 bd · 2.5 ba · 1,789 sqft · $176/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 358 S ORCHARD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 358 S ORCHARD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
358 S ORCHARD STREET FAQs
What would the monthly payment be for 358 S ORCHARD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 358 S ORCHARD STREET?+
The most recent tax bill on record (2025) was $4,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 358 S ORCHARD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $299,900, this home is listed about 30% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 358 S ORCHARD STREET?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Gina Sweringen Lawson, LLC. MLS #V4949008.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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