4495 S ATLANTIC AVENUE UNIT 501, PONCE INLET, FL, 32127
Active46 days on marketListed Jun 24, 2026MLS #V4949841
About this home
4495 S ATLANTIC AVENUE UNIT 501
Enjoy coastal living at its finest in this charming 2-bedroom, 2-bath directly on the no-drive pedestrian beach. This inviting unit features durable ceramic tile flooring throughout and a spacious layout designed for comfort and relaxation. Step out onto your private balcony to take in the refreshing sea breeze and stunning shoreline views. The space is being offered fully furnished and is located on the fifth floor of the East Wind North Tower. This move-in-ready condo offers a pool, tennis courts and private beach access which makes the perfect primary home or vacation retreat. A rare opportunity to reside in a slice of paradise right on the beach, just minutes from the Ponce Inlet Lighthouse and local favorites. Condo covered and uncovered parking and an in house washer and dryer. Schedule your showing today!! All info tp be verified by tenant.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
2.92 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ponce Inlet actives
$2 vs $370
Days on market
46 vs 116 typical
Where $2/sqft sits among the 47 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
28 of 47
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4495 S ATLANTIC AVENUE UNIT 501
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$440,000
4495 S ATLANTIC AVENUE UNIT 304 · same community
2 bd · 2 ba · 1,200 sqft · $367/sqft · 105 DOM
Sold · May ’26$225,000
4790 S ATLANTIC AVENUE UNIT C303
2 bd · 2.5 ba · 1,190 sqft · $189/sqft · 88 DOM
Sold · Sep ’25$322,000
4786 S ATLANTIC AVENUE UNIT 3
2 bd · 1.5 ba · 1,190 sqft · $271/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4495 S ATLANTIC AVENUE UNIT 501 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4495 S ATLANTIC AVENUE UNIT 501 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4495 S ATLANTIC AVENUE UNIT 501 FAQs
What would the monthly payment be for 4495 S ATLANTIC AVENUE UNIT 501?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4495 S ATLANTIC AVENUE UNIT 501?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $1,825, this home is listed about 100% below the Ponce Inlet median of $615,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4495 S ATLANTIC AVENUE UNIT 501?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PONCE INLET 32127 market on paper
$1,825 is 100% below the PONCE INLET 32127 median of $410,000, and at $2/sqft it sits under the Ponce Inlet average of $386.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,325, now $1,825 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GREENE REALTY OF FLORIDA LLC · Hailey Graham. MLS #V4949841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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