4505 S ATLANTIC AVENUE UNIT 305, PONCE INLET, FL, 32127
Active332 days on marketListed Sep 12, 2025MLS #O6343242
About this home
4505 S ATLANTIC AVENUE UNIT 305
***PRICE IMPROVEMNT*** - Wake up to the sights and sounds of the Atlantic Ocean in this beautifully updated 2 bed, 2 bath oceanfront condo in sought-after Ponce Inlet that comes FULLY FURNISHED! With 1,200 sq ft of fully upgraded coastal charm, enjoy features like the bright and open kitchen that stuns with quartz countertops, all new appliances, built-in fridge and wine cooler, tile backsplash and shiplap at the island. Both bathrooms boast custom tile work, glass shower enclosures and modern vanities. Step out onto the private balcony and enjoy sunrises over the ocean in the mornings as well as sunsets over the river in the evenings. This balcony's orientation allows for the breeze to flow eats to west and vise versa keeping things cool when enjoying the gorgeous views. Unwind in the heated beachfront pool or head down to enjoy the fabulous beach front! Back inside you'll notice more upgrades such as brand new LVP Flooring throughout, custom electric blinds, crown molding, baseboards, electric hurricane shutters, furred ceilings with recessed lighting so you don't see any unsightly wires or chase coverings and a tankless hot water heater that saves you space and won't leak. Other amenities include covered parking, a large community room with kitchen, and newly surfaced tennis/pickleball courts. Discover a true Florida beach town with a rich history and loads of nature parks, water activities and waterfront restaurants to relax and unwind. This unit can be rented out for a minimum of 28 days and the have been charging $3300 per month when doing so! You also get peace of mind because ALL ENGINERING REQUIREMENTS HAVE BEEN MET in this turnkey, low-maintenance, beach-ready Condo!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
2.92 ac
Lot size
1
Garage
1972
Year built
One
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,397 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,397/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
$/sqft vs Ponce Inlet actives
$354 vs $371
Days on market
332 vs 116 typical
Where $354/sqft sits among the 46 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
27 of 46
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4505 S ATLANTIC AVENUE UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$440,000
4495 S ATLANTIC AVENUE UNIT 304 · same community
2 bd · 2 ba · 1,200 sqft · $367/sqft · 105 DOM
Sold · May ’26$225,000
4790 S ATLANTIC AVENUE UNIT C303
2 bd · 2.5 ba · 1,190 sqft · $189/sqft · 88 DOM
Sold · Sep ’25$322,000
4786 S ATLANTIC AVENUE UNIT 3
2 bd · 1.5 ba · 1,190 sqft · $271/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4505 S ATLANTIC AVENUE UNIT 305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4505 S ATLANTIC AVENUE UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4505 S ATLANTIC AVENUE UNIT 305 FAQs
What would the monthly payment be for 4505 S ATLANTIC AVENUE UNIT 305?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,397/mo — principal and interest, the actual property-tax bill, the $1,060/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4505 S ATLANTIC AVENUE UNIT 305?+
The association fee works out to $1,060 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4505 S ATLANTIC AVENUE UNIT 305?+
The most recent tax bill on record (2024) was $5,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4505 S ATLANTIC AVENUE UNIT 305?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $425,000, this home is listed about 31% below the Ponce Inlet median of $615,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4505 S ATLANTIC AVENUE UNIT 305?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $1,060/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
332 days on market against a Ponce Inlet median of 116 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $474,900, now $425,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Bradford Barnett. MLS #O6343242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ponce Inlet homes, in your inbox
Like 4505 S ATLANTIC AVENUE UNIT 305 but not quite? A daily digest of every new listing in Ponce Inlet — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →