964 FORT SMITH BOULEVARD, DELTONA, FL, 32738
Active36 days on marketListed Jun 19, 2026MLS #V4949738
About this home
964 FORT SMITH BOULEVARD
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home that combines comfort, efficiency, and convenience. Designed with both everyday living and entertaining in mind, the spacious floor plan offers generous living areas, well-sized bedrooms, and a functional layout that makes you feel at home from the moment you arrive. This property has been thoughtfully updated with several major improvements, providing peace of mind for years to come. The roof was replaced in 2018, the A/C system was upgraded in 2021, and the water heater was installed in 2018. Additional features include a water softener and water distillation system, enhancing the home's overall functionality and value. One of the standout features is the solar panel system installed in 2022. Even better, the seller will pay off the remaining balance at closing, allowing the new owner to enjoy the energy-saving benefits without assuming any solar loan. Conveniently located near shopping, dining, and everyday essentials, you'll enjoy easy access to Publix Plaza (approximately 5 minutes away), Walmart Plaza (approximately 7 minutes away), and the popular Courtland Boulevard and Howland Boulevard commercial corridor (approximately 10 minutes away). With its blend of modern upgrades, energy efficiency, and prime location, this home presents an exceptional opportunity for buyers seeking both quality and convenience. Don't miss your chance to make this move-in-ready property your next home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,783
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,523 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,523/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Deltona actives
$199 vs $204
Days on market
36 vs 30 typical
Where $199/sqft sits among the 319 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
151 of 319
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 964 FORT SMITH BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$220,000
2218 GRETNA DRIVE · same community
3 bd · 2 ba · 1,759 sqft · $125/sqft · 141 DOM
Sold · Sep ’25$320,000
980 RADFORD DRIVE · same community
3 bd · 2 ba · 1,717 sqft · $186/sqft · 80 DOM
Sold · Sep ’25$300,000
1985 MONTEREY DRIVE · same community
3 bd · 2.5 ba · 1,949 sqft · $154/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 964 FORT SMITH BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 964 FORT SMITH BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
964 FORT SMITH BOULEVARD FAQs
What would the monthly payment be for 964 FORT SMITH BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,523/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 964 FORT SMITH BOULEVARD?+
The most recent tax bill on record (2025) was $1,392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 964 FORT SMITH BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $355,000, this home is listed about 11% above the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 964 FORT SMITH BOULEVARD?+
Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IRON VALLEY REAL ESTATE DELTONA LAKES · Zenaida Santiago. MLS #V4949738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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