David Ramirez
$330,000$365,0003 bd2 ba1,695 sqft$195 /sqft$2,418 /mo all-in ↓

1932 MONTEREY DRIVE, DELTONA, FL, 32738

Active82 days on marketListed May 9, 2026MLS #O6406153

Reduced $35KSingle Family ResidenceDELTONA LAKES UNIT 17

About this home

1932 MONTEREY DRIVE

One or more photo(s) has been virtually staged. Check out this awesome Deltona Home. With Hurricane season here in Florida, this is the house you want> Commercial-grade standing-seam galvanized 50yr roof is 2 years old. Hurricane-rated with a barred wind-resistant garage door. The entire home has been rewired, including new panels in the garage. All the big items have been replaced in this home. HVAC, plumbing upgrades, paint inside & out, and new tile in the primary bathroom shower. The garage is OVERSIZED, 20x30 with extra power drops & a wall AC, perfect for a workshop or workout area! The gardens are amazing; you can eat out of them for days! Peach tree, plum tree, guava tree, lemon tree, lime tree, tangerine tree & a kumquat tree. Not to mention all the herbs all over the gardens. And you still have time to plant new tomato & pepper plants for this season, the beds are waiting. The specialty plants are one of a kind, with a Queen Emma Lily right up front, and a Hau tree coming back from the freeze. Do not miss this great home at 1932 Monterey Drive in Deltona, Florida.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,695

Sqft

0.23 ac

Lot size

2

Garage

1992

Year built

One

Levels

$195

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingWall/Window Unit(s) · Central Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionStucco · Wood Frame
FoundationSlab
FacesSouthwest
ParkingGarage Door Opener · Oversized
ExteriorGarden · Sliding Doors

Community & fees

Taxes (2025)$2,035/yr
CommunitySidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,418 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,418/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$261KedgeAI estimate $293,630 · range $272K$330K$343K

vs edgeAI estimate

+12.4%

$/sqft vs DELTONA LAKES UNIT 17

$195 vs $213

Days on market

82 vs 30 typical

Where $195/sqft sits among the 6 homes for sale in DELTONA LAKES UNIT 17

1
0
0
2 · this home
1
2
$148–162$162–177$177–191$191–206$206–220$220+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 1932 MONTEREY DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando41 min
Universal Orlando53 min
Orlando Int’l Airport (MCO)60 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementaryForest Lake Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$308K$299K

Deltona median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

3 of 6

DELTONA LAKES UNIT 17 have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the DELTONA 32738 median. See the full Deltona market guide →

Paper trail

This home's history

CurrentPrice reduced to $330,000 $35K
May 9, 2026Listed at $365,000 · 82 days on market since
1992Built · DELTONA LAKES UNIT 17

Reality check

What actually sold near 1932 MONTEREY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

980 RADFORD DRIVESold · Sep ’25

$320,000

980 RADFORD DRIVE · same community

3 bd · 2 ba · 1,717 sqft · $186/sqft · 80 DOM

2218 GRETNA DRIVESold · Jul ’26

$220,000

2218 GRETNA DRIVE · same community

3 bd · 2 ba · 1,759 sqft · $125/sqft · 141 DOM

2169 WEBSTER COURTSold · Aug ’25

$315,000

2169 WEBSTER COURT · same community

3 bd · 2 ba · 1,448 sqft · $218/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1932 MONTEREY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1932 MONTEREY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1932 MONTEREY DRIVE FAQs

What would the monthly payment be for 1932 MONTEREY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,418/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1932 MONTEREY DRIVE?+

The most recent tax bill on record (2025) was $2,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $330,000, this home is listed about 3% above the Deltona median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1932 MONTEREY DRIVE?+

Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$330,000 runs 20% above the DELTONA 32738 median.

02Time on market is leverage

82 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $365,000, now $330,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Karen Pfannerstill. MLS #O6406153.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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