David Ramirez
$469,900$485,0004 bd2.5 ba2,640 sqft$178 /sqft$3,879 /mo all-in ↓

1609 VICTORIA GARDENS DRIVE, DELAND, FL, 32724

Active55 days on marketListed Jun 16, 2026MLS #V4949672

Reduced $15KSingle Family ResidenceVICTORIA PARK INCREMENT 03

About this home

1609 VICTORIA GARDENS DRIVE

Virtually Staged. Spacious, low-maintenance, and meticulously cared for, this is one you truly need to see in person. The photos simply do not capture the layout and everything it has to offer. Rarely available and highly sought-after, this unique 4-bedroom, 2.5-bath floor plan in Victoria Gardens offers a layout you don’t see come on the market often. VERY PRIVATE Backyard to enjoy year round. Designed with both comfort and functionality in mind, this home provides the space you need without sacrificing the easy, maintenance-free lifestyle you want. The heart of the home is the impressive kitchen, created for those who love to cook, entertain, or simply enjoy having room to spread out. Featuring abundant 48" maple cabinetry, granite countertops, stainless steel appliances, a large center island, and a spacious walk-in pantry, this kitchen offers exceptional storage and workspace while remaining open to the main living areas. Whether you're preparing a holiday meal or hosting friends for game night, this space is built to handle it all. Throughout the home, you'll find a bright and inviting layout with formal living and dining areas, generously sized rooms, a large laundry room, ample storage, and a 2-car garage. Tile flooring runs throughout the main living spaces, while 2 of the guest bedrooms offer the comfort of carpet. The primary suite is tucked away for privacy and features abundant natural light, private access to the screened patio, a large walk-in closet, dual vanities, a garden tub, and a separate walk-in shower. Step outside to the screened patio and backyard, creating the perfect spot to enjoy your morning coffee or unwind after a long day while taking advantage of Florida's year-round sunshine. The lush backyard is filled with flowers and plants and 2 fishponds! Florida living at its best! Additional peace of mind comes with a newer roof (2024). Combined with the lifestyle offered in Victoria Gardens, you'll have more time to enjoy the outstanding amenities, including a private clubhouse, heated resort-style pool, fitness center, tennis and pickleball courts, billiards room, library, ballroom, and countless social activities. Lawn care, HD cable, high-speed internet, and reclaimed irrigation water are all included. Conveniently located near shopping, dining, medical facilities, I-4, and just minutes from historic downtown DeLand and Stetson University, this home offers the ideal combination of space, convenience, and community living. Schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,640

Sqft

0.18 ac

Lot size

2

Garage

2006

Year built

One

Levels

$178

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorLighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$546/mo
Taxes (2025)$2,384/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,879 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$199
HOA fee — from the listing$546
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate6.00%
Loan term

Estimated payment

$3,879/mo

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$199
HOA / condo fee$546
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$426KedgeAI estimate $463,169 · range $444K$512K$532K

vs edgeAI estimate

+1.5%

$/sqft vs Deland actives

$178 vs $204

Days on market

55 vs 47 typical

Where $178/sqft sits among the 400 Deland actives

64
100 · this home
100
64
35
37
$143–169$169–195$195–221$221–248$248–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cresswind Gardens

Map of 1609 VICTORIA GARDENS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando42 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)61 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

Cresswind Gardens — neighborhood snapshot

Population

1,787

Median age

66

Median income

$85,781

Median home value

$381,500

Avg household

2

Households w/ children

90%

For the school run

Volusia County School District

ElementaryFreedom Elementary School★★★★★
MiddleDeland Middle School★★★★★
HighDeland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

202 of 400

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,900 $15K
Jun 16, 2026Listed at $485,000 · 55 days on market since
2006Built · VICTORIA PARK INCREMENT 03

Reality check

What actually sold near 1609 VICTORIA GARDENS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

109 BEDFORD COURTSold · Jul ’26

$605,000

109 BEDFORD COURT · same community

4 bd · 2.5 ba · 2,655 sqft · $228/sqft · 6 DOM

109 BEDFORD COURTSold · Mar ’26

$541,000

109 BEDFORD COURT · same community

4 bd · 2.5 ba · 2,655 sqft · $204/sqft · 2 DOM

300 LAMBERTON LANESold · Jun ’26

$585,000

300 LAMBERTON LANE · same community

3 bd · 3.5 ba · 2,564 sqft · $228/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1609 VICTORIA GARDENS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1609 VICTORIA GARDENS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1609 VICTORIA GARDENS DRIVE FAQs

What would the monthly payment be for 1609 VICTORIA GARDENS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,879/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1609 VICTORIA GARDENS DRIVE?+

The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1609 VICTORIA GARDENS DRIVE?+

The most recent tax bill on record (2025) was $2,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1609 VICTORIA GARDENS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $469,900, this home is listed about 24% above the Deland median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1609 VICTORIA GARDENS DRIVE?+

Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$469,900 runs 47% above the DELAND 32724 median — but at 2,640 sqft it's also 43% larger than the typical Deland listing.

02Know the monthly fee

The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $485,000, now $469,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of BEE REALTY CORP · Bee Powell. MLS #V4949672.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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