309 BELLINGRATH TERRACE, DELAND, FL, 32724
Active56 days on marketListed Jun 11, 2026MLS #V4949550
About this home
309 BELLINGRATH TERRACE
Price Drop! Completely Remodeled, Better Than New, and Ready for Immediate Enjoyment! Welcome to carefree Florida living in this stunning, fully renovated Duke floor plan located in the highly sought-after Victoria Gardens/Cresswind 50+ community. Featuring high-end upgrades throughout, this exceptional home combines modern style, comfort, and convenience with the resort-style amenities buyers love. Experience the best of Florida living in this beautifully designer-updated and meticulously maintained home. The spacious and functional floor plan features 3 split bedrooms, 2 designer bathrooms, a dedicated office, and an inviting living area designed for both comfort and entertaining. Recent upgrades include a new HVAC system, new water heater, water softener, fresh interior and exterior paint, plantation shutters throughout, refinished wood floors, double-pane windows, updated light fixtures, double crown molding, ceiling fans, and new carpeting in the bedrooms and office. The stunning designer kitchen showcases 42-inch solid wood white cabinetry, pots & pans drawers, stone countertops, a large island with breakfast bar, a stainless-steel refrigerator, Bosch dishwasher, and a natural gas 5-burner range. Additional features include a spacious laundry room complete with utility tub, built-in cabinetry, and washer and dryer. Step outside to the covered and screened lanai—the perfect place to enjoy your morning coffee, unwind in the evening, or entertain guests year-round. Victoria Gardens offers an exceptional resort-style lifestyle with a private clubhouse, restaurant and bar, fitness center, game rooms, library, arts and crafts studio, travel clubs, a resort-style pool, lighted tennis and pickleball courts, bocce ball, and countless social activities. Conveniently located just minutes from historic DeLand, you'll enjoy charming boutiques, outstanding restaurants, cultural attractions, and vibrant nightlife. Beautiful East Coast beaches, including Daytona Beach and New Smyrna Beach, are only a short drive away. Everyday conveniences such as Publix, Aldi, Starbucks, medical facilities, and easy access to I-4 are all nearby. HOA includes mowing the yard, watering, and trimming of the hedges. This is more than a home—it's a lifestyle. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,240
Sqft
0.18 ac
Lot size
2
Garage
2004
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,201 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,201/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs Deland actives
$223 vs $204
Days on market
56 vs 45 typical
Where $223/sqft sits among the 392 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
200 of 392
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 309 BELLINGRATH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$355,000
317 BELLINGRATH TERRACE · same community
3 bd · 2 ba · 2,240 sqft · $158/sqft · 31 DOM
Sold · Apr ’26$550,000
440 VICTORIA HILLS DRIVE
3 bd · 2 ba · 2,240 sqft · $246/sqft · 9 DOM
Sold · Apr ’26$400,000
313 RAVENSHILL WAY
3 bd · 2 ba · 2,243 sqft · $178/sqft · 156 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 309 BELLINGRATH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 BELLINGRATH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
309 BELLINGRATH TERRACE FAQs
What would the monthly payment be for 309 BELLINGRATH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,201/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 309 BELLINGRATH TERRACE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 309 BELLINGRATH TERRACE?+
The most recent tax bill on record (2025) was $3,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 309 BELLINGRATH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $499,800, this home is listed about 31% above the Deland median of $380,995. The market section on this page shows how the area is trending.
Which schools are assigned to 309 BELLINGRATH TERRACE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,800 runs 56% above the DELAND 32724 median — but at 2,240 sqft it's also 21% larger than the typical Deland listing.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $515,800, now $499,800 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Sheree Frazier. MLS #V4949550.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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