401 HERON POINT WAY, DELAND, FL, 32724
Active25 days on marketListed Jul 10, 2026MLS #O6424230
About this home
401 HERON POINT WAY
Welcome to Victoria Gardens, a sought-after 24-hour gated 55+ golf cart community in Deland offering an active lifestyle and low-maintenance living. This well-maintained single-story residence features two bedrooms, two baths, a dedicated office and a two-car garage, ideally positioned on a premium homesite with peaceful conservation views. Inside, you'll find beautiful oak hardwood flooring, tray ceilings, plantation shutters, custom built-in shelving and a gas fireplace that creates a warm and inviting living space. The spacious primary suite offers a large walk-in closet with a California Closet organization system, dual granite vanities, a glass-enclosed walk-in shower and a relaxing soaking tub. The guest bedroom and full bath are situated toward the front of the home, providing privacy for visitors, while the dedicated office offers flexibility for working from home, hobbies or a reading room. The kitchen features ample cabinetry, a pantry and a bright breakfast area, with the laundry room conveniently located nearby. Enjoy Florida's year-round outdoor lifestyle from the screened lanai overlooking the conservation area. The fenced backyard provides additional privacy and a serene setting for morning coffee or evening relaxation. Victoria Gardens residents enjoy access to private community amenities, including a clubhouse, restaurant, resort-style pool, fitness center, tennis courts, paths and gathering spaces designed to support an active and social lifestyle. Every evening, unwind on the back lanai and take in spectacular sunset views as the sky transforms into a breathtaking display of color, a perfect way to end each day. The HOA includes gated entry, lawn maintenance, Spectrum cable TV and internet and reclaimed water for irrigation. Conveniently located approximately 15 minutes from historic downtown Deland, this home also offers easy access to major roadways, area beaches, Orlando and three international airports, making it an excellent choice for both full-time and seasonal residents. Across the street from an 18-hole championship golf course! Schedule your private showing today and discover the lifestyle that awaits in Victoria Gardens.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,689
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,148 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,148/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.9%
$/sqft vs Deland actives
$210 vs $205
Days on market
25 vs 44 typical
Where $210/sqft sits among the 384 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
194 of 384
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 HERON POINT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$355,000
317 BELLINGRATH TERRACE · same community
3 bd · 2 ba · 2,240 sqft · $158/sqft · 31 DOM
Sold · Apr ’26$275,000
203 ENDICOTT WAY
3 bd · 2.5 ba · 1,704 sqft · $161/sqft · 0 DOM
Sold · Jun ’26$275,000
203 W TARRINGTON DRIVE
3 bd · 2 ba · 1,650 sqft · $167/sqft · 454 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 HERON POINT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 HERON POINT WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 HERON POINT WAY FAQs
What would the monthly payment be for 401 HERON POINT WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,148/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 HERON POINT WAY?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 HERON POINT WAY?+
The most recent tax bill on record (2025) was $2,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 HERON POINT WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $355,000, this home is listed about 8% below the Deland median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 401 HERON POINT WAY?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY · Farah Novin. MLS #O6424230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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