4758 S PENINSULA DRIVE, PONCE INLET, FL, 32127
Active87 days on marketListed May 7, 2026MLS #V4948937
About this home
4758 S PENINSULA DRIVE
Tucked beneath a canopy of mature oaks and stretching toward the river preserve, this Ponce Inlet residence offers a daily rhythm defined by nature, privacy, and outdoor fun. Step outside to a saltwater pool framed by greenery, where filtered sunlight dances across the surface and the sounds of wind through the trees replace the noise of the world. The setting feels secluded yet connected -- an uncommon balance that elevates everyday living. Inside, the main level unfolds with intention. A wood-burning fireplace anchors the living space, creating a natural gathering point as seasons shift. The kitchen pairs granite surfaces with a casual breakfast nook, offering a relaxed place to start the day while overlooking the tree landscape and the occasional wildlife. The primary suite on this level provides a sense of retreat, with a well-appointed ensuite and generous storage designed to simplify daily routines. Upstairs, an open loft offers flexibility -- ideal for a home office, creative studio, or reading space with treetop perspectives. Two additional bedrooms and a full bath provide comfortable accommodations for guests or extended stays, maintaining separation without sacrificing cohesion. This home delivers more than features -- it offers a setting that encourages you to slow down, breathe deeper, and stay longer. Schedule your private showing and experience the connection for yourself.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,806
Sqft
0.17 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$388
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,727 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,727/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.3%
$/sqft vs Ponce Inlet actives
$388 vs $370
Days on market
87 vs 74 typical
Where $388/sqft sits among the 45 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $585K
Ponce Inlet median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
27 of 45
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4758 S PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$585,000
4748 DIXIE DRIVE · same community
3 bd · 2 ba · 1,811 sqft · $323/sqft · 106 DOM
Sold · Sep ’25$645,000
78 AURORA AVENUE · same community
3 bd · 2 ba · 1,583 sqft · $407/sqft · 7 DOM
Sold · Mar ’26$645,000
4719 DIXIE DRIVE · same community
3 bd · 2.5 ba · 1,540 sqft · $419/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4758 S PENINSULA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4758 S PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4758 S PENINSULA DRIVE FAQs
What would the monthly payment be for 4758 S PENINSULA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,727/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4758 S PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $6,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4758 S PENINSULA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $699,900, this home is listed about 6% above the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4758 S PENINSULA DRIVE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,900 runs 69% above the PONCE INLET 32127 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Dayanis Purucker. MLS #V4948937.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ponce Inlet homes, in your inbox
Like 4758 S PENINSULA DRIVE but not quite? A daily digest of every new listing in Ponce Inlet — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →