92 ALBERTA AVENUE, PONCE INLET, FL, 32127
Active123 days on marketListed Mar 24, 2026MLS #V4948093
About this home
92 ALBERTA AVENUE
Experience the pinnacle of coastal living in this stunningly reimagined Ponce Inlet retreat. Throughout the home, a 65k countertop remodel shines with gorgeous quartzite countertops waterfalled to the floor along with full height backsplash, a large open-concept eating bar, and a dedicated wine and coffee bar—perfect for effortless hosting. The seamless flow continues with new flooring and fresh paint throughout, leading to bathrooms and laundry beautifully upgraded with quartz and granite finishes. New Roof in 2017,2 New HVAC systems in 2019, new water heater in 2019. Step outside to your private oasis: an opened-up backyard featuring a sparkling pool and hot tub, surrounded by an expansive area designed for premier outdoor entertaining. Beyond your front door, the location is unbeatable—enjoy the best of the "Inlet Life" with the Atlantic beach to the east, the Intracoastal Waterway to the west, and the historic Ponce de Leon Inlet Lighthouse to the south, all within minutes of the home. Plus, you’re just a short stroll from numerous local restaurants and bars, making this the perfect turnkey gem in Florida’s most serene beach community.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,320
Sqft
0.11 ac
Lot size
2
Garage
1979
Year built
Two
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,671 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,671/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ponce Inlet actives
$386 vs $374
Days on market
123 vs 74 typical
Where $386/sqft sits among the 44 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $585K
Ponce Inlet median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
25 of 44
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 92 ALBERTA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$645,000
4719 DIXIE DRIVE · same community
3 bd · 2.5 ba · 1,540 sqft · $419/sqft · 78 DOM
Sold · Jun ’26$639,000
4748 RIVERGLEN BOULEVARD · same community
2 bd · 2.5 ba · 1,540 sqft · $415/sqft · 43 DOM
Sold · Sep ’25$645,000
78 AURORA AVENUE · same community
3 bd · 2 ba · 1,583 sqft · $407/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 92 ALBERTA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 92 ALBERTA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
92 ALBERTA AVENUE FAQs
What would the monthly payment be for 92 ALBERTA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,671/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 92 ALBERTA AVENUE?+
The most recent tax bill on record (2025) was $3,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 92 ALBERTA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $509,900, this home is listed about 23% below the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.
Which schools are assigned to 92 ALBERTA AVENUE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$509,900 runs 23% above the PONCE INLET 32127 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $599,900, now $509,900 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of YETI REAL ESTATE LLC · Wyndell Pasch. MLS #V4948093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ponce Inlet homes, in your inbox
Like 92 ALBERTA AVENUE but not quite? A daily digest of every new listing in Ponce Inlet — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →