David Ramirez
$358,000$369,0003 bd2.5 ba1,767 sqft$203 /sqft$2,765 /mo all-in ↓

371 CROSSINGS AVENUE, ST CLOUD, FL, 34771

Active92 days on marketListed Apr 22, 2026MLS #V4948652

Priced 17% below the ST CLOUD 34771 medianReduced $11KNew constructionTownhouseCROSSINGS PH 1

About this home

371 CROSSINGS AVENUE

ASSUMABLE LOAN with atractive rate. You will immediately feel at home in this beautiful 3-bedrooms, 2.5 bath 2 story townhome by Highland Homes that is MOVE-IN-READY in St. Cloud Florida. Just Minutes from Lake Nona, without the Lake Nona price tag! Located near Medical City, Lake Nona, Orlando International Airport,SR-417, Florida's Turnpike, close to downtown Orlando, top rated hospitals and major employers. ALL APPLIANCES INCLUDED: Samsung Stainless Steel Self-cleaning Smooth Top electrical range. REFRIGERATOR, Samsung Stainless Steel Over the range MICROWAVE,RANGE, Samsung Stainless Steel Quiet Operation DISHWASHER ,Stainless Steel Sink, Delta Stainless Steel Faucet with Pulldown Sprayer, 1/2 HP Garbage Disposal, QUARTZ Countertops with Round Over Edge, Vinyl Plank Flooring in the first floor, Ice line Plumbing, convenient big pantry AND EVEN WASHER AND DRYER. ENERGY-Saving and ELECTRICAL FEATURES: 14.3 SEER2 Energy Heat Pump, Programable Thermostat, Rapid recovery 50 Gallons Hot Water Heater, R30 Insulation in living areas ceilings, R-4.2 FL Foil Exterior Masonry Walls, Foam Injected Wall Block, Telephone pre-wire CAT6 and Cable pre view RG6, Smoke and Carbon Monoxide Alarms, Knockdown Textures, Architectural ROOF Shingles, 2-10 Home Buyers Home warranty. Six panel doors, Kwikset Brushed Crome finish doors handles Panel Steel GARAGE DOOR, Fully Sodded Landscape package, 2 hose bibs, both sides of the home, Maintance free Aluminum Fascia, ALL WINDOW BLINDS & CEILING FANS INCLUDED. FEAUTURES and MORE FEAUTURES: This spacious home featuring curb appeal with attached alley-entry 2 car garage and garage door opener. This home offers a spacious layout with comfortable living with an upgraded stone wall to enjoy time with your family. Open concept dining areas, perfect for both everyday living and entertaining. Downstairs you will find your open living area with the open kitchen with counter-height island, backsplash, big pantry and a first floor bathroom. Enjoy a combination of laminated floor and carpet flooring, providing durability in high-traffic areas and comfort in the bedrooms. The kitchen offers ample white cabinetry seamlessly connecting to the main living area. Upstairs you will find three well- sized bedrooms, including a owners suite with large walking wardrobe. Another living space is on the second floor and additional bathroom next to the laundry room. Take advantage of a resort style community pool amenities, CLUBHOUSE, PLAYGROUNDS, COMMUNITY MAILBOX, IRRIGATION SYSTEM, perfect for relaxing and enjoying Florida living year-round. Excellent opportunity for a quick and smooth closing. Schedule your private showing today. MOTIVATED SELLERS!!!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,767

Sqft

0.06 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$203

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Slab
FacesEast
ParkingAlley Access · Guest
ExteriorSidewalk · Sprinkler Metered

Community & fees

HOA fee$90/mo
Taxes (2025)$2,994/yr
PetsDogs OK
CommunityClubhouse · Dog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,765 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,108
FHA mortgage insurance (est.)$158
Property tax — 2025 actual bill$249
HOA fee — from the listing$90
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,530Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,530
Interest rate6.00%
Loan term

Estimated payment

$2,765/mo

Principal & interest$2,108
FHA mortgage insurance (est.)$158
Property taxes (actual bill)$249
HOA / condo fee$90
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $358K
$327KedgeAI estimate $342,426 · range $340K$347K$372K

vs edgeAI estimate

+4.5%

$/sqft vs St Cloud actives

$203 vs $221

Days on market

92 vs 33 typical

Where $203/sqft sits among the 400 St Cloud actives

99
127 · this home
87
39
13
35
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 371 CROSSINGS AVENUE

Drive times from this address

Orlando Int’l Airport (MCO)35 min
Downtown Orlando40 min
Walt Disney World46 min
Universal Orlando46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

192 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $358,000 $11K
Apr 22, 2026Listed at $369,000 · 92 days on market since
2025Built · CROSSINGS PH 1

Reality check

What actually sold near 371 CROSSINGS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5795 FRESHWATER CANYON DRSold · Aug ’25

$339,900

5795 FRESHWATER CANYON DR · same community

3 bd · 2.5 ba · 1,705 sqft · $199/sqft · 0 DOM

5770 ANDERS WAYSold · Aug ’25

$339,900

5770 ANDERS WAY · same community

3 bd · 2 ba · 1,705 sqft · $199/sqft · 0 DOM

5770 ANDERS WAYSold · Aug ’25

$339,900

5770 ANDERS WAY · same community

3 bd · 2 ba · 1,705 sqft · $199/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 371 CROSSINGS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 371 CROSSINGS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

371 CROSSINGS AVENUE FAQs

What would the monthly payment be for 371 CROSSINGS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,765/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 371 CROSSINGS AVENUE?+

The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 371 CROSSINGS AVENUE?+

The most recent tax bill on record (2025) was $2,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 371 CROSSINGS AVENUE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $358,000, this home is listed about 16% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 371 CROSSINGS AVENUE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST CLOUD 34771 market on paper

$358,000 is 17% below the ST CLOUD 34771 median of $429,000, and at $203/sqft it sits under the St Cloud average of $236.

02Time on market is leverage

92 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $369,000, now $358,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Nereida Camacho. MLS #V4948652.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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