469 RIVER RAPID RUN, ST CLOUD, FL, 34771
Active223 days on marketListed Dec 9, 2025MLS #O6366077
About this home
469 RIVER RAPID RUN
Short Sale. Short Sale. Welcome home to this stunning, nearly new 2024-built residence offering 2,580 sq ft of modern living space in the highly sought-after St. Cloud area near Lake Nona. This beautifully designed 3-bedroom, 2.5-bath home also includes a flex room that can be converted into a true 4th bedroom super easily it already has A/C, a closet, and a window. Just add a door and it’s complete. This makes the property one of the best-priced opportunities in the entire area, even compared to new construction you will not find a gem like this. The home features a spacious open-concept layout ideal for entertaining and everyday living. The main living area flows seamlessly into the dining space and the upgraded kitchen, which includes beautiful upgraded granite countertops, modern finishes, and plenty of workspace. All bedrooms are generously sized, including a comfortable primary suite with a private en-suite bath designed for relaxation. The backyard provides ample room for outdoor enjoyment, future upgrades, or entertaining guests. Enjoy the efficiency and peace of mind that come with a newer home, along with a layout that maximizes space and functionality. Ideally located just minutes from Lake Nona Medical City, major highways, shopping, dining, and top-rated schools, this home offers the perfect blend of luxury, location, and lifestyle. Move-in ready and available now — skip the wait of new construction and schedule your private showing today! Offers may be entered ONLINE through Thursday, February 5, 2026 at 1:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,580
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,112 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,112/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24%
$/sqft vs St Cloud actives
$163 vs $220
Days on market
223 vs 33 typical
Where $163/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
192 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 469 RIVER RAPID RUN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$339,900
5770 ANDERS WAY · same community
3 bd · 2 ba · 1,705 sqft · $199/sqft · 0 DOM
Sold · Aug ’25$339,900
5770 ANDERS WAY · same community
3 bd · 2 ba · 1,705 sqft · $199/sqft · 0 DOM
Sold · Aug ’25$339,900
5795 FRESHWATER CANYON DR · same community
3 bd · 2.5 ba · 1,705 sqft · $199/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 469 RIVER RAPID RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 469 RIVER RAPID RUN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
469 RIVER RAPID RUN FAQs
What would the monthly payment be for 469 RIVER RAPID RUN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,112/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 469 RIVER RAPID RUN?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 469 RIVER RAPID RUN?+
The most recent tax bill on record (2024) was $3,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 469 RIVER RAPID RUN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $420,000, this home is listed about 1% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 469 RIVER RAPID RUN?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Cesar Ayala. MLS #O6366077.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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