David Ramirez
$610,000$649,9004 bd4.5 ba3,568 sqft$171 /sqft$4,735 /mo all-in ↓

1022 VICTORIA HILLS DRIVE S, DELAND, FL, 32724

Active103 days on marketListed May 1, 2026MLS #V4948639

Reduced $40KSingle Family ResidenceVICTORIA PARK

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Upcoming open house

Sat, Aug 22

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About this home

1022 VICTORIA HILLS DRIVE S

DELAND: VICTORIA HILLS NEIGHBORHOOD | ROOF 2020 | AC 2020 | HOT WATER HEATER 2020: 4-bedroom, 4.5-bath home with 3,568 sq ft on an oversized .23-acre lot overlooking the Victoria Hills golf course. The home features 10-foot ceilings on the first floor and 9-foot ceilings on the second floor, along with a paved driveway and low-maintenance landscaping. Entry opens to a bright interior with natural light and backyard views. Just off the foyer is a private office with French doors and a built-in desk. The main living area offers tray ceilings and connects directly to the open kitchen. The kitchen includes a large island with bar seating, gas cooktop, stainless steel appliances, and ample cabinet and counter space. The adjacent dining area overlooks the golf course. The primary suite is located on the first floor with tray ceilings, a custom walk-in closet, and an en-suite bath with dual vanities and a walk-in shower. Two additional downstairs bedrooms each have their own full bathrooms. The laundry room includes a sink and built-in cabinetry. Upstairs features a bonus room with a kitchenette, a full bathroom, and access to an additional bedroom, providing flexible space for guests, a media room, or separate living area. The screened and covered back porch offers golf course views and space for outdoor dining or seating. The backyard is fully usable with privacy hedges. Victoria Hills community amenities include a golf course, clubhouse, restaurant, walking trails, pool, tennis courts, and fitness center. Conveniently located near shopping, dining, Downtown DeLand, and quick access to I-4.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,568

Sqft

0.23 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$171

Per sqft

Water viewPets allowed

Inside

FlooringBrick/Stone · Carpet · Ceramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Tray Ceiling(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$215/mo
Taxes (2025)$10,081/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,735 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2025 actual bill$840
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$4,735/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$840
HOA / condo fee$215
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs VICTORIA PARK

$171 vs $785

Days on market

103 vs 47 typical

Where $171/sqft sits among the 21 homes for sale in VICTORIA PARK

1 · this home
2
1
4
8
5
$171–309$309–448$448–586$586–724$724–862$862+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Victoria Park Southwest

Map of 1022 VICTORIA HILLS DRIVE S inside its neighborhood boundary

Drive times from this address

Downtown Orlando40 min
Universal Orlando52 min
Orlando Int’l Airport (MCO)58 min
Walt Disney World64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

Victoria Park Southwest — neighborhood snapshot

Population

2,227

Median age

42

Median income

$112,180

Median home value

$404,900

Avg household

3

Households w/ children

321

For the school run

Volusia County School District

ElementaryFreedom Elementary School★★★★★
MiddleDeland Middle School★★★★★
HighDeland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

3 of 21

VICTORIA PARK have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $610,000 $40K
May 1, 2026Listed at $649,900 · 103 days on market since
2020Built · VICTORIA PARK

Reality check

What actually sold near 1022 VICTORIA HILLS DRIVE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

750 NE 16th Ave, Fort Lauderdale FL 33304Sold · May ’26

$2,825,000

750 NE 16th Ave, Fort Lauderdale FL 33304 · same community

5 bd · 4.5 ba · 3,531 sqft · $800/sqft · 16 DOM

550 NE 11th Ave, Fort Lauderdale FL 33301Sold · Aug ’25

$3,000,000

550 NE 11th Ave, Fort Lauderdale FL 33301 · same community

4 bd · 5.5 ba · 3,883 sqft · $773/sqft · 102 DOM

436 NE 10th Ave, Fort Lauderdale FL 33301Sold · Oct ’25

$3,050,000

436 NE 10th Ave, Fort Lauderdale FL 33301 · same community

4 bd · 4.5 ba · 2,962 sqft · $1,030/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1022 VICTORIA HILLS DRIVE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1022 VICTORIA HILLS DRIVE S — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1022 VICTORIA HILLS DRIVE S FAQs

What would the monthly payment be for 1022 VICTORIA HILLS DRIVE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,735/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1022 VICTORIA HILLS DRIVE S?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1022 VICTORIA HILLS DRIVE S?+

The most recent tax bill on record (2025) was $10,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1022 VICTORIA HILLS DRIVE S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $610,000, this home is listed about 60% above the Deland median of $381,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1022 VICTORIA HILLS DRIVE S?+

Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$610,000 runs 91% above the DELAND 32724 median — but at 3,568 sqft it's also nearly twice the size of the typical Deland listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

103 days on market against a Deland median of 47 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $649,900, now $610,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of BEE REALTY CORP · Bee Powell. MLS #V4948639.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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