261 OLD MOSS CIRCLE, DELAND, FL, 32724
Active120 days on marketListed Mar 26, 2026MLS #V4948109
About this home
261 OLD MOSS CIRCLE
VICTORIA GARDENS BEAUTY! Look no further—this upgraded and immaculate Lily model with bonus in-law suite has everything you’re looking for and more. Thoughtfully selected structural and design upgrades during the original build make this home both beautiful and a solid investment. As you enter, you’ll immediately notice the new luxury vinyl flooring throughout the main living areas. The first floor features a guest bedroom and full bathroom, along with a gourmet kitchen offering abundant cabinet space, granite countertops, tile backsplash, breakfast bar island, gas range, and stainless steel appliances—all open to the great room and dining area, creating the perfect space for entertaining. The spacious primary suite includes dual vanities, a walk-in shower, and a walk-in closet, with peaceful views of the water feature behind the home. Upstairs you’ll find a private in-law suite, ideal for extended family or a college student. This space features a 16x16 living room with kitchenette, dinette area, large bedroom, and private bath with walk-in shower. Relax and unwind outdoors on the brick-paver patio overlooking the tranquil water feature—perfect for enjoying your morning coffee or evening beverage. This home truly has so much to offer. Come take a look… you may never want to leave!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,804
Sqft
0.15 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,431 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,431/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs Deland actives
$203 vs $204
Days on market
120 vs 37 typical
Where $203/sqft sits among the 391 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$346K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
202 of 391
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 261 OLD MOSS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$487,500
245 OLD MOSS CIRCLE · same community
3 bd · 2 ba · 1,843 sqft · $265/sqft · 13 DOM
Sold · Sep ’25$330,000
193 OLD MOSS CIRCLE · same community
2 bd · 2 ba · 1,516 sqft · $218/sqft · 119 DOM
Sold · Jul ’26$335,000
188 OLD MOSS CIRCLE · same community
2 bd · 2 ba · 1,507 sqft · $222/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 261 OLD MOSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 261 OLD MOSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
261 OLD MOSS CIRCLE FAQs
What would the monthly payment be for 261 OLD MOSS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,431/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 261 OLD MOSS CIRCLE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 261 OLD MOSS CIRCLE?+
The most recent tax bill on record (2025) was $5,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 261 OLD MOSS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $569,000, this home is listed about 50% above the Deland median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 261 OLD MOSS CIRCLE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$569,000 runs 81% above the DELAND 32724 median — but at 2,804 sqft it's also 51% larger than the typical Deland listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
120 days on market against a Deland median of 37 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $617,000, now $569,000 — a $48K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SWANN REAL ESTATE INC · J. Todd Swann. MLS #V4948109.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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