173 OLD MOSS CIRCLE, DELAND, FL, 32724
Active79 days on marketListed May 6, 2026MLS #J1000652
About this home
173 OLD MOSS CIRCLE
Beautifully appointed 2 bedroom, 2 full bath, open floor plan home is move in ready. Yes, you could be enjoying all the amenities this 55+ active lifestyle community has to offer. The Kolter built Jasmine model (2022) property has been gently used, featuring, living area, this high ceilings floor to ceiling sliding glass doors open to the screened lanai. Large den area, split bedroom plan. Primary bedroom has vaulted ceiling with fan, dual vanities en-suite, private water closet, twin closets, and shower. Spacious kitchen comes with SS appliances, closet pantry, breakfast nook, and island bar counter. Dining area is flowing into living area. Double car garage. This home is centrally located for convenience to shopping, restaurants, medical facilities, and is located in Deland's premier 55+ community of Victoria Gardens community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,652
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,594 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,594/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
$/sqft vs Deland actives
$233 vs $204
Days on market
79 vs 37 typical
Where $233/sqft sits among the 391 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$346K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
202 of 391
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 173 OLD MOSS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$330,000
193 OLD MOSS CIRCLE · same community
2 bd · 2 ba · 1,516 sqft · $218/sqft · 119 DOM
Sold · Jul ’26$335,000
188 OLD MOSS CIRCLE · same community
2 bd · 2 ba · 1,507 sqft · $222/sqft · 64 DOM
Sold · Feb ’26$367,000
213 OLD MOSS CIRCLE · same community
2 bd · 2 ba · 1,507 sqft · $244/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 173 OLD MOSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 173 OLD MOSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
173 OLD MOSS CIRCLE FAQs
What would the monthly payment be for 173 OLD MOSS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,594/mo — principal and interest, the actual property-tax bill, the $566/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 173 OLD MOSS CIRCLE?+
The association fee works out to $566 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 173 OLD MOSS CIRCLE?+
The most recent tax bill on record (2025) was $5,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 173 OLD MOSS CIRCLE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $384,900, this home is listed about 1% above the Deland median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 173 OLD MOSS CIRCLE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$384,900 runs 22% above the DELAND 32724 median.
02Know the monthly fee
The association fee is $566/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
79 days on market against a Deland median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $397,000, now $384,900 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1000652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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