1020 SUDBURY LANE, ORMOND BEACH, FL, 32174
Active138 days on marketListed Mar 3, 2026MLS #V4947604
About this home
1020 SUDBURY LANE
Exquisite Luxury & Modern Resilience in Ormond Beach. Welcome to 1020 Sudbury Lane, a stunning architectural masterpiece completed in 2022. Spanning 3,359 square feet on an expansive .78-acre lot, this 4-bedroom, 3.5-bathroom estate (plus a large office or 5th bedroom) perfectly blends sophisticated design with unparalleled functionality and peace of mind, enhanced by professionally designed landscaping and custom landscape lighting that highlights the property beautifully at night. Grand Entrances & Ample Space: From the moment you arrive, the scale of this property is evident. The home features an extended three-car side-load garage and a massive, oversized driveway capable of hosting guests with ease. Step through the double front doors into a grand interior defined by 10-12' ceilings and sleek porcelain tile that flows seamlessly throughout the entire residence. The Heart of the Home: Gourmet Kitchen: A massive custom island with integrated cabinetry on all sides, a dedicated coffee station, and premium finishes. Elegant Details: Coffered ceilings in the living room and tray ceilings in the dining area, primary suite, and breakfast nook. Ambiance: A cozy, remote-controlled electric fireplace serves as the centerpiece for the main living area, complemented by a functional "stop and drop" station in the laundry room. Your Private Screened Oasis: The outdoor living space is a true resort-style retreat, fully screened-in for year-round comfort and featuring high-end travertine decking and a fenced-in yard: The Pool: A massive, shimmering heated pool featuring a tranquil fountain, a sun deck, integrated underwater barstools, custom lighting, and the option for solar heating for energy-efficient comfort year-round. Privacy & Comfort: A large umbrella provides shade over the water, while the pool cage is equipped with an automatic privacy screen. The outdoor kitchen makes poolside entertaining effortless. Primary Suite & Guest Comfort Primary Sanctuary: Includes his and hers custom closets and a spa-like bathroom with a zero-entry shower and a free-standing soaking tub. High-End Finishes: Every bathroom features shower tile to the ceiling. Every room is equipped with ceiling fans and custom blinds (with remote-controlled shades in the primary suite). Unmatched Infrastructure This home was built for total peace of mind: Power Security: A whole-house generator supported by a 500-gallon buried propane tank (fully owned). Modern Utility: A large dedicated office provides the perfect workspace or can easily serve as a 5th bedroom.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,411
Sqft
0.78 ac
Lot size
3
Garage
2022
Year built
One
Levels
$454
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,666 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,666/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Ormond Beach actives
$454 vs $235
Days on market
138 vs 41 typical
Where $454/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 287% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 SUDBURY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,090,000
1106 OXBRIDGE LANE
4 bd · 3.5 ba · 3,165 sqft · $344/sqft · 4 DOM
Sold · Feb ’26$700,000
15 WINCHESTER ROAD
5 bd · 2.5 ba · 3,110 sqft · $225/sqft · 298 DOM
Sold · Nov ’25$1,320,000
1208 CASTLEHAWK LANE
3 bd · 3 ba · 2,998 sqft · $440/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 SUDBURY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 SUDBURY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1020 SUDBURY LANE FAQs
What would the monthly payment be for 1020 SUDBURY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,666/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1020 SUDBURY LANE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1020 SUDBURY LANE?+
The most recent tax bill on record (2025) was $17,355. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 SUDBURY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $1,549,000, this home is listed about 264% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 SUDBURY LANE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,549,000 runs 287% above the ORMOND BEACH 32174 median — but at 3,411 sqft it's also nearly twice the size of the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
138 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,699,999, now $1,549,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ADVANTAGE · Eric Zimmerman. MLS #V4947604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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