1025 SUDBURY LANE, ORMOND BEACH, FL, 32174
Active22 days on marketListed Jul 1, 2026MLS #NS1088615
About this home
1025 SUDBURY LANE
Discover refined Florida living in this beautifully positioned lakefront estate in the sought-after community of Plantation Bay. Ideally situated to capture tranquil water views and scenic golf course vistas, this exceptional residence offers an unparalleled blend of privacy, luxury and resort-inspired living. Designed for elegant entertaining and everyday comfort, the home showcases an impressive collection of amenities, including a private movie theater, temperature-controlled wine cellar and a well-appointed outdoor kitchen ideal for hosting gatherings throughout the year. The outdoor living experience is extraordinary, featuring a screened in-ground pool, relaxing spa, and a custom-crafted water fountain that creates a tranquil setting overlooking the lake and golf course. An expansive English garden extends the property with vibrant landscaping and picturesque pathways, providing a sense of serenity rarely found. Inside, thoughtfully designed living spaces offer sophistication and functionality, while the estate-sized homesite enhances the feeling of exclusivity. Residents enjoy peace of mind of a gated community with 24-hour staffed security and access to an extensive selection of amenities, including championship golf, tennis, pickleball, fitness facilities, dining venues, social clubs, and miles of scenic recreational and biking routes. Whether enjoying a movie night with friends, selecting a favorite vintage from the wine cellar, entertaining poolside from the outdoor kitchen, or simply taking in the stunning lake and golf course views, this remarkable property delivers an exceptional Florida lifestyle. Conveniently near area beaches, shopping, dining, healthcare services and major transportation corridors, this distinguished estate represents a rare opportunity within one of Ormond Beach's premier private communities.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
5,547
Sqft
1.12 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$676
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$23,855 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,855/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 838% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1025 SUDBURY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1025 SUDBURY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1025 SUDBURY LANE FAQs
What would the monthly payment be for 1025 SUDBURY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,855/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1025 SUDBURY LANE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1025 SUDBURY LANE?+
The most recent tax bill on record (2025) was $23,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1025 SUDBURY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $3,750,000, this home is listed about 781% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1025 SUDBURY LANE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,750,000 runs 838% above the ORMOND BEACH 32174 median — but at 5,547 sqft it's also nearly 3 times the size of the typical Ormond Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Jennifer Matacale. MLS #NS1088615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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