307 S PALMETTO AVENUE, DAYTONA BEACH, FL, 32114
Active224 days on marketListed Dec 30, 2025MLS #V4946103
About this home
307 S PALMETTO AVENUE
Discover the charm of downtown Daytona Beach, with this stunning historical brick home at 307 S Palmetto Ave. This exceptional three-level property, steeped in history, has been meticulously upgraded to offer modern elegance while retaining its original character. SHORT-TERM RENTALS ALLOWED - No restrictions! Each floor is painted in a crisp white from floor to ceiling, beautifully complemented by striking black and natural wood accents. With both COMMERCIAL and RESIDENTIAL ZONING, this property presents a fantastic investment opportunity. The versatile first-floor unit can serve as a dynamic space for a variety of businesses, from a trendy hair salon to a professional office, catering to the vibrant local community and attracting visitors alike. Ascend to the second floor, where you will find the main living area, dining area, and a contemporary kitchen that opens to a delightful balcony through sliding glass doors— perfect for enjoying the fresh coastal air. The half bathroom adds convenience for both residents and guests. On the third floor, the master suite is a true retreat, featuring an en-suite bathroom that has been fully updated with luxurious floor-to-ceiling natural ceramic tiles, dual vanities, and a spacious walk-in double shower. This floor also includes a guest bedroom, a large laundry room, and another balcony that offers stunning views of the city and magnificent sunrises - ideal for relaxation or curling up with a book. Located in the heart of Daytona Beach, this property is surrounded by a lively atmosphere that appeals to locals and tourists alike. Enjoy the proximity to beautiful beaches, an array of dining and shopping options, and vibrant cultural attractions. Whether you're looking for a unique residence or a promising commercial investment, 307 S Palmetto Ave is a remarkable opportunity not to be missed.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,951
Sqft
0.03 ac
Lot size
1924
Year built
Three Or More
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,321 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,321/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$203 vs $236
Days on market
224 vs 58 typical
Where $203/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beach Street
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
South Beach Street — neighborhood snapshot
Population
510
Median age
60
Median income
$24,905
Median home value
$4,285
Avg household
1
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
200 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 173% above the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 307 S PALMETTO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$492,000
417 S PALMETTO AVENUE
4 bd · 3.5 ba · 2,804 sqft · $175/sqft · 132 DOM
Sold · Apr ’26$424,355
600 BOSTWICK AVENUE
4 bd · 3.5 ba · 2,727 sqft · $156/sqft · 55 DOM
Sold · Oct ’25$425,000
125 S KEECH STREET
4 bd · 3 ba · 2,714 sqft · $157/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 307 S PALMETTO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 307 S PALMETTO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
307 S PALMETTO AVENUE FAQs
What would the monthly payment be for 307 S PALMETTO AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 307 S PALMETTO AVENUE?+
The most recent tax bill on record (2024) was $8,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $599,900, this home is listed about 105% above the Daytona Beach median of $292,302. The market section on this page shows how the area is trending.
Which schools are assigned to 307 S PALMETTO AVENUE?+
Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,900 runs 173% above the DAYTONA BEACH 32114 median — but at 2,951 sqft it's also nearly twice the size of the typical Daytona Beach listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
224 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Dayanis Purucker. MLS #V4946103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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