123 LINDERWOOD DRIVE, GEORGETOWN, FL, 32139
Active302 days on marketListed Sep 29, 2025MLS #V4945105
About this home
123 LINDERWOOD DRIVE
DO NOT UNDER ANY CIRCUMSTANCES GO ONTO THE PROPERTY WITHOUT AN AGENT!!! IF AN AGENT TELLS YOU ITS OKAY TO GO WITHOUT THEM, IT IS NOT! THERE ARE CAMERAS ON THE PROPERTY AND THE SELLER HAS THE RIGHT TO TRESPASS YOU IF HE WISHES. Serenity and peacefulness abound on this 5.03 acre property with a three bedroom, 1.5 bath home. Feel the natural beauty all around you with 2.4 acres of wetlands and 2.6 acres not in a flood zone. You get the best of both worlds-untouched nature and land to build upon. Zoned AG. Home has a new metal roof (2024) on the house and three new front windows. Both passed inspection mid-2024. On the addition, the metal was put on the roof in 2015. The well pump was replaced in 2023. Home also has an enclosed porch. This home needs your creative touch to bring it back to life or build your dream home. Nestled in the woods but not far from the paved road. Linderwood Dr is county maintained. Located just minutes from Lake George, Mud Springs, the St. John's River, Welaka, Crescent City, The Oaks Golf Course, public boat ramps, parks and restaurants. Cash only as home is older and does need work. Seller does not have a survey. Seller states there is a central air conditioning unit with a heat pump that can be hooked-up. Septic is original and was pumped out in 2016 or 2017. SELLER WILL NOT CONSIDER LOW OFFERS.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,152
Sqft
5.03 ac
Lot size
1979
Year built
One
Levels
$117
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,099 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,099/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 864% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 LINDERWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$299,900
104 FERNCREEK DRIVE · same community
3 bd · 2 ba · 1,134 sqft · $264/sqft · 6 DOM
Sold · Jun ’26$390,000
9795 NE 303RD AVENUE · same community
3 bd · 2 ba · 2,780 sqft · $140/sqft · 402 DOM
Sold · Jan ’26$110,000
177 PALM DRIVE
2 bd · 1.5 ba · 1,044 sqft · $105/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 123 LINDERWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 LINDERWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
123 LINDERWOOD DRIVE FAQs
What would the monthly payment be for 123 LINDERWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,099/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 LINDERWOOD DRIVE?+
The most recent tax bill on record (2024) was $1,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $135,000, this home is listed about 68% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 123 LINDERWOOD DRIVE?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$135,000 runs 864% above the GEORGETOWN 32139 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $145,000, now $135,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHAMPION REALTY OF FLORIDA LLC · Barbara Niles. MLS #V4945105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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