181 LAKEWAY DRIVE, GEORGETOWN, FL, 32139
Active156 days on marketListed Feb 18, 2026MLS #O6383344
About this home
181 LAKEWAY DRIVE
Unique Multi-Lot Investment Opportunity - 5 Lots Total. Exceptional portfolio offering five total lots, all outside of flood zone, including four contiguous street-to-street parcels totaling nearly one acre. Two lots offer paved road access, while two are accessed via dirt road, providing flexibility for development or recreational use. An electric pole is conveniently located along the paved frontage, with fiber optic internet available. The property also includes one irrigation well and a container-style storage building. Additionally, the portfolio includes a .23-acre lot in an adjoining subdivision. While this lot does not currently have direct road access, the HOA grants exclusive access to Florida's second-largest lake, Lake George, through a gated recreational area featuring RV parking, playground, fire pits, boat ramp, and dock. Enjoy a serene setting with breathtaking sunsets, exceptional fishing and boating, star-filled night skies, and the chance to escape city life. Perfect for investors, outdoor enthusiasts, or those seeking a peaceful retreat. No HOA on 181 Lakeway Dr; 5th Lot Address is 326 Laisy Dr, Georgetown. Georgetown Cove Property Owners Association has an HOA fee of $60 per year which grants access to amenities.
Facts & features
The home at a glance
1.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$653 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$653/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 436% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 181 LAKEWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$299,900
104 FERNCREEK DRIVE · same community
3 bd · 2 ba · 1,134 sqft · $264/sqft · 6 DOM
Sold · Jun ’26$390,000
9795 NE 303RD AVENUE · same community
3 bd · 2 ba · 2,780 sqft · $140/sqft · 402 DOM
Sold · Mar ’26$125,000
102 POSSUM HOLLOW ROAD
2 bd · 1 ba · 680 sqft · $184/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 181 LAKEWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 181 LAKEWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
181 LAKEWAY DRIVE FAQs
What would the monthly payment be for 181 LAKEWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $653/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 181 LAKEWAY DRIVE?+
The most recent tax bill on record (2025) was $216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $75,000, this home is listed about 82% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 181 LAKEWAY DRIVE?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Georgetown homes, in your inbox
Like 181 LAKEWAY DRIVE but not quite? A daily digest of every new listing in Georgetown — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →