1224 S PENINSULA DRIVE UNIT 104, DAYTONA BEACH, FL, 32118
Active363 days on marketListed Aug 7, 2025MLS #V4944196
About this home
1224 S PENINSULA DRIVE UNIT 104
Best value in the building! DOCK YOUR BOAT at this ground floor, RIVER VIEW condo! This Pendleton Club unit boasts a floor-to-ceiling glass sunroom, amenities galore including boat docking and trailer parking, and is less than a half mile from the BEACH! The current owners LOVE the quick, backdoor access to enjoy the river and stars at night. Enjoy maintenance-free living, just pay electric! The grounds boast 400ft of gorgeous Halifax RIVERFRONT lawn, concrete boardwalk perfect for fishing or relaxing, boat launch, grilling area, covered assigned parking, large community pool overlooking the river, lounging deck, shuffleboard courts, and full-time doorman security from 8:00 AM to 8:30 PM daily. Boat parking, boat slips, and inside personal storage units are also available. Laundry is easily accessible right around the corner and on the same floor as the unit. The unit itself is on the ground floor so you'll never deal with stairs or elevators and offers a beautiful floor-to-ceiling glass sunroom with hurricane windows overlooking the water.. perfect for your morning coffee! Kitchen has been upgraded with granite countertops and stainless steel appliances. Tile floors throughout with carpet in the two bedrooms. Primary bedroom is flooded with natural light and is large enough for your bedroom set and additional furnishings. Walk-in closet has plenty of space! All information and room sizes are intended to be accurate but cannot be guaranteed. Buyers and agents to perform due diligence.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,038
Sqft
5.09 ac
Lot size
1963
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,434 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,434/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Daytona Beach actives
$159 vs $233
Days on market
363 vs 58 typical
Where $159/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $293K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
190 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1224 S PENINSULA DRIVE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$157,500
1224 S PENINSULA DRIVE UNIT 317 · same community
2 bd · 2 ba · 1,038 sqft · $152/sqft · 42 DOM
Sold · Feb ’26$155,000
1224 S PENINSULA DRIVE UNIT 407 · same community
2 bd · 2 ba · 1,038 sqft · $149/sqft · 72 DOM
Sold · Oct ’25$183,500
1224 S PENINSULA DRIVE UNIT 422 · same community
2 bd · 2 ba · 1,038 sqft · $177/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1224 S PENINSULA DRIVE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1224 S PENINSULA DRIVE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1224 S PENINSULA DRIVE UNIT 104 FAQs
What would the monthly payment be for 1224 S PENINSULA DRIVE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,434/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1224 S PENINSULA DRIVE UNIT 104?+
The most recent tax bill on record (2024) was $2,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1224 S PENINSULA DRIVE UNIT 104?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $164,900, this home is listed about 44% below the Daytona Beach median of $293,587. The market section on this page shows how the area is trending.
Which schools are assigned to 1224 S PENINSULA DRIVE UNIT 104?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAYTONA BEACH 32118 market on paper
$164,900 is 46% below the DAYTONA BEACH 32118 median of $307,000, and at $159/sqft it sits under the Daytona Beach average of $255.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
363 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $189,000, now $164,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Gina Sweringen Lawson, LLC. MLS #V4944196.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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