1224 S PENINSULA DRIVE UNIT 304, DAYTONA BEACH, FL, 32118
Active282 days on marketListed Oct 29, 2025MLS #O6355920
About this home
1224 S PENINSULA DRIVE UNIT 304
This 2 BR / 2 BA Riverfront Complex/Rental is less than one half mile to the beach. Pendleton Club represent one of the most stable and sturdy construction in the area, never flooded, never loss power, and no hurricane can collapse it monolithic concrete walls. Indoor corridor system, quiet... Residents love it and you feel and see their pride in the property. Floor to ceiling hurricane windows in LR allows a great views. Pool is surrounded by tropical landscaping. Pool deck is a great location to watch spectacular sunsets. Enjoy fishing from the dock or watch the space launches from the Cape. Boat slips available for rent as well as boat trailer parking. Condo is close to restaurants and shopping. The doorman is there every day from 8AM and until 8PM. Excellent grounds. Over 400' on the river. You can walk along the river, sit n benches. BBQ area. Kayaks on the fence by the boat ramp. And all this on the backdrop of Veteran's Bridge, the architectural beauty by your building, taking you to the heart of Daytona - Beach Street with its boutiques and restaurants along the Riverfront Park. The condo is move in ready and. Doorman on duty to assist residents with groceries, purchases, luggage, etc. On site manager. . On Sentrilock. Pictures,photographs,colors,features are for illustration purposes only. Square footage and dimensions are approximate.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,038
Sqft
5.09 ac
Lot size
1963
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,594 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,594/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$182 vs $234
Days on market
282 vs 58 typical
Where $182/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
193 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1224 S PENINSULA DRIVE UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$157,500
1224 S PENINSULA DRIVE UNIT 317 · same community
2 bd · 2 ba · 1,038 sqft · $152/sqft · 42 DOM
Sold · Feb ’26$155,000
1224 S PENINSULA DRIVE UNIT 407 · same community
2 bd · 2 ba · 1,038 sqft · $149/sqft · 72 DOM
Sold · Oct ’25$183,500
1224 S PENINSULA DRIVE UNIT 422 · same community
2 bd · 2 ba · 1,038 sqft · $177/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1224 S PENINSULA DRIVE UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1224 S PENINSULA DRIVE UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1224 S PENINSULA DRIVE UNIT 304 FAQs
What would the monthly payment be for 1224 S PENINSULA DRIVE UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1224 S PENINSULA DRIVE UNIT 304?+
The most recent tax bill on record (2024) was $2,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1224 S PENINSULA DRIVE UNIT 304?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $189,000, this home is listed about 35% below the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1224 S PENINSULA DRIVE UNIT 304?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAYTONA BEACH 32118 market on paper
$189,000 is 38% below the DAYTONA BEACH 32118 median of $305,000, and at $182/sqft it sits under the Daytona Beach average of $254.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
282 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $199,999, now $189,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jill Croteau. MLS #O6355920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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