2948 BELLA FLORE TERRACE, NEW SMYRNA BEACH, FL, 32168
Active434 days on marketListed Jun 1, 2025MLS #V4943028
About this home
2948 BELLA FLORE TERRACE
Pristine ,Golf Course ! ,well kept home ! Used for a vacation home ! Gated community in Venetian Bay on the 18th hole , backed up to the club house ! This is the largest lot in the subdivision . Enjoy outside living on the front screened in porch or on the screened in pool deck with covered lanai. Enjoy golf Course views from both the front and back. Large open Living Room, Kitchen and dining room (all with 12 foot ceilings) overlook the pool area with stackable sliders that open the full length of the room. Tile throughout, kitchen island, Plantation shutters, electric retractable blinds, walk in closets . A large fenced yard is perfect for your pets to run New Max A/C system , $6,000 water purifier , Shark Garage Floor Coating , Window tinting ! All new landscaping .All information deemed accurate but should be verified
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,034
Sqft
0.31 ac
Lot size
3
Garage
2019
Year built
One
Levels
$421
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,023 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,023/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$421 vs $373
Days on market
434 vs 68 typical
Where $421/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 129% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2948 BELLA FLORE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$757,900
2814 S ASCIANO COURT · same community
3 bd · 3 ba · 2,300 sqft · $330/sqft · 154 DOM
Sold · Oct ’25$810,000
2825 S ASCIANO COURT · same community
3 bd · 2.5 ba · 2,310 sqft · $351/sqft · 57 DOM
Sold · Jul ’26$782,000
2820 S ASCIANO COURT · same community
3 bd · 3 ba · 2,314 sqft · $338/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2948 BELLA FLORE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2948 BELLA FLORE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2948 BELLA FLORE TERRACE FAQs
What would the monthly payment be for 2948 BELLA FLORE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,023/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2948 BELLA FLORE TERRACE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2948 BELLA FLORE TERRACE?+
The most recent tax bill on record (2024) was $10,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2948 BELLA FLORE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $855,900, this home is listed about 66% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2948 BELLA FLORE TERRACE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$855,900 runs 129% above the NEW SMYRNA BEACH 32168 median — but at 2,034 sqft it's also 22% larger than the typical New Smyrna Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
434 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $995,000, now $855,900 — a $139K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER COAST REALTY · "Ron" Ballou. MLS #V4943028.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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