18521 GULF BOULEVARD, INDIAN SHORES, FL, 33785
Active2499 days on marketMLS #U7755590
About this home
18521 GULF BOULEVARD
NOT AN ANNUAL RENTAL >>>>2 WEEK MINIMUM $2500/2 weeks OFF SEASON>><< Included landscaping, pest control, WiFi, cable tv, water/sewer/trash. ADD 13% Tax if rented less than 181 days. Electric in tenant's name. add 12% svc fee, Water/sewer capped $100/mo tenant pays overage WATERFRONT HOME***Great water views***BRING YOUR BOAT - DOCK****extra fee for boat/water use*****PUBLIC BEACH access right across street***Pet FRIENDLY! WATER VIEWS from family room, kitchen, dining nook, 2nd floor master suite. 2 BR, 3 full bathrooms, sleeper sofa so sleeps 6. FIRST FLOOR = family room, kitchen, dining nook, living room, hall full bathroom with shower/tub combo, one bedroom with king size bed and ensuite full bathroom (shower only), laundry /storage room with full size washer/dryer. Kitchen is fully equipped. LIVING RM has neutral paint, couches, beige carpet, flat screen TV. SECOND FLOOR = primary bedroom with king bed, kitchenette, private deck overlooking Intracoastal waterway + ensuite full bathroom (large walk in shower no tub). Two story family home has large fenced backyard with dock overlooks nature area - no east neighbors! Bring your fishing pole! Public boat ramp only 4 blocks north! (extra water fee for boat) Great big patio with lots of chairs has loads of room for BBQs - gas grill. Beach chairs, toys included. Outdoor shower! Easy walk across street to get to beach! Enjoy fabulous sunrises & sunsets! Best of both worlds! Located in quiet Indian Shores, the smallest beach community and very uncommercialized. Enjoy the Town's parks/playgrounds, tasty restaurants, tennis courts, famous wild sea bird sanctuary.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,326
Sqft
0.08 ac
Lot size
1946
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Shores actives
$2 vs $568
Days on market
2499 vs 87 typical
Where $2/sqft sits among the 89 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $638K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
40 of 89
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 18521 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
17400 GULF BOULEVARD UNIT J7
2 bd · 2 ba · 1,325 sqft · $264/sqft · 335 DOM
Sold · Jan ’26$984,000
17200 GULF BOULEVARD UNIT 503
3 bd · 2 ba · 1,345 sqft · $732/sqft · 14 DOM
Sold · Sep ’25$329,600
121 175TH AVENUE E
2 bd · 2 ba · 1,220 sqft · $270/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18521 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18521 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18521 GULF BOULEVARD FAQs
What would the monthly payment be for 18521 GULF BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $775/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18521 GULF BOULEVARD?+
The most recent tax bill on record (2021) was $7,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18521 GULF BOULEVARD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $2,500, this home is listed about 100% below the Indian Shores median of $689,450. The market section on this page shows how the area is trending.
Which schools are assigned to 18521 GULF BOULEVARD?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN SHORES 33785 market on paper
$2,500 is 100% below the INDIAN SHORES 33785 median of $715,000, and at $2/sqft it sits under the Indian Shores average of $684.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
2499 days on market against a Indian Shores median of 87 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,800, now $2,500 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIZARD REALTY · Liz Barrett. MLS #U7755590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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