David Ramirez
$2,9754 bd2 ba1,600 sqft$2 /sqft$2,297 /mo all-in ↓

19646 GULF BOULEVARD UNIT 3, INDIAN SHORES, FL, 33785

Active3479 days on marketMLS #U7742237

Priced 100% below the INDIAN SHORES 33785 medianWaterfrontFully furnishedSingle Family ResidenceINDIAN ROCKS SOUTH SHORE

About this home

19646 GULF BOULEVARD UNIT 3

WEEKLY VACATION RENTAL***RATE IS WEEKLY --- NOT MONTHLY---websites advertised on do NOT have a weekly category***$3500 week OFF season or $4200/week IN season + $299 cleaning fee - cleaned to CDC guidelines + tax 13%, svc fee 13%, Pets $75/each "MERMAID-SEAHORSE" Beachfront Bungalow. Shared HEATED POOL with 3 other smaller bungalows on site. Beachfront bungalow is 4BR, 2BA, Sleeps 10, 3BR have Queen bed in each, 4th BR has full size upgraded futon, Living room has newer futon. ALL bedrooms have smart color TV with remotes, black out curtains. TWO full bathrooms: one is tub with shower combo, other is shower stall. Living room has newer couches, 55" LCD flat panel SMART TV. Central air conditioning/heat. All ceramic tiled floors with throw rugs. Original cypress wood tongue-in-groove wood walls & ceilings w/crown molding. Ceiling Fans in all rooms. Updated kitchen & bath: Kitchen has electric smooth top range, built in microwave, refrigerator with ice maker/water dispenser, dishwasher, coffee maker and K cup, blender, toaster, plates, pots, utensils, etc. Linens +beach towels included. Laundry Room is on-site (Coin operated $2/each in USA quarters or use laundry line). Private beachfront porch has table, chairs, charcoal BBQ grill on beach. Heated pool is in shade until later afternoon. Barrett Beach Bungalows is comprised of 4 bungalows plus Owner's house (yellow beachfront home NOT for rent). NO SMOKING ON PREMISES PROPERTY. Beach front shared area has heated POOL, BBQ grill, fire pit, toys, games, lounge chairs, beach chairs, tables, picnic tables & hammock for all guests. ENJOY a charming FLA vacation the way it was before condo boom! Stay in your own private bungalow!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,600

Sqft

0.25 ac

Lot size

1948

Year built

One

Levels

$2

Per sqft

WaterfrontGarden & Pool & Water viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Room · Outside
CoolingCentral Air · Zoned
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewGarden · Pool · Water
ParkingAssigned · Ground Level · Guest · Off Street · Tandem
ExteriorDog Run · Garden · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Sidewalk · Tennis Court(s)

Community & fees

Taxes (2021)$25,418/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityBoat Slip · Community Boat Ramp · Fishing · Marina · Public Boat Ramp · Water Access · Waterfront · Dog Park · Fitness Center · Golf Carts OK · Park · Playground · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,297 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$18
FHA mortgage insurance (est.)$1
Property tax — 2021 actual bill$2,118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $104Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $104
Interest rate6.00%
Loan term

Estimated payment

$2,297/mo

Principal & interest$18
FHA mortgage insurance (est.)$1
Property taxes (actual bill)$2,118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indian Shores actives

$2 vs $568

Days on market

3479 vs 89 typical

Where $2/sqft sits among the 89 Indian Shores actives

0 · this home
10
36
23
11
9
$2–193$193–383$383–574$574–765$765–956$956+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 19646 GULF BOULEVARD UNIT 3

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

40 of 89

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

1948Built · INDIAN ROCKS SOUTH SHORE

Reality check

What actually sold near 19646 GULF BOULEVARD UNIT 3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13896 83RD PLACESold · Mar ’26

$425,000

13896 83RD PLACE

3 bd · 2 ba · 1,524 sqft · $279/sqft · 138 DOM

19020 GULF BOULEVARD UNIT 8Sold · Jun ’26

$1,050,000

19020 GULF BOULEVARD UNIT 8

3 bd · 2 ba · 1,512 sqft · $694/sqft · 16 DOM

19201 VISTA LANE UNIT D7Sold · Mar ’26

$625,000

19201 VISTA LANE UNIT D7

3 bd · 3 ba · 1,500 sqft · $417/sqft · 202 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19646 GULF BOULEVARD UNIT 3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19646 GULF BOULEVARD UNIT 3 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19646 GULF BOULEVARD UNIT 3 FAQs

What would the monthly payment be for 19646 GULF BOULEVARD UNIT 3?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19646 GULF BOULEVARD UNIT 3?+

The most recent tax bill on record (2021) was $25,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19646 GULF BOULEVARD UNIT 3?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $2,975, this home is listed about 100% below the Indian Shores median of $679,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19646 GULF BOULEVARD UNIT 3?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the INDIAN SHORES 33785 market on paper

$2,975 is 100% below the INDIAN SHORES 33785 median of $725,000, and at $2/sqft it sits under the Indian Shores average of $684.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

3479 days on market against a Indian Shores median of 89 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LIZARD REALTY · Liz Barrett. MLS #U7742237.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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