810 25TH AVENUE W, PALMETTO, FL, 34221
Active1 days on marketListed Aug 4, 2026MLS #TB8535446
About this home
810 25TH AVENUE W
BOATER’S PARADISE! Salt water canal, No Fixed Bridges & Direct Gulf Access in Minutes! Welcome to the most private and pristine waterfront setting within Palmetto’s coveted Five Finger canals. This masterfully updated 2,320 sq. ft. home offers a rare blend of ultimate seclusion and unparalleled peace of mind. Nestled against a serene backdrop of natural, protected mangroves across the canal, your backyard oasis offers a front-row seat to watch manatees, dolphins, and tropical birds in complete privacy. -- EXCLUSIVE BUYER INCENTIVES INCLUDED AT CLOSING: • Transferable Flood Policy: Fully paid and transferable coverage active through November 2027—shielding you from immediate premium hikes! • $5,000 Premium storm custom engineered barrier system. • 1-Year Home Warranty: Complete peace of mind from day one. • 2019 24ft Carolina Skiff available to purchase. --THE ULTIMATE BACKYARD OASIS & DOCK SETUP: Step outside into a low-maintenance tropical paradise featuring custom pavers, stone, cement, and lush professional landscaping—absolutely no grass to maintain! Host unmatched gatherings under your expansive 19x16 custom Tiki Hut equipped with a brand-new metal roof. For the avid boater, the heavy-duty 10,000-pound boat lift features brand-new stainless steel electric motors and a newer lift cover, sitting on a solid, private seawall with fish cleaning station. Rinse off after a day on the Gulf in your large, private outdoor shower, and store all your gear in the matching detached storage outbuilding. --INTERIOR HIGHLIGHTS & ENDLESS FLEXIBILITY: Inside, the home opens up into a spectacular open-floor concept featuring dramatic vaulted ceilings, custom Roman shades, and beautiful, durable large-plank ceramic flooring throughout. The chef’s kitchen is an entertainer's dream, boasts higher-end soft-close cabinetry, premium granite countertops, double oven and updated modern appliances. Soak in the water views from the massive, light-filled 460 sq. ft. under-roof recreation/sunroom. Upgraded with a premium dual mini-split A/C system (installed 2024) and oversized hurricane-impact windows, this versatile space offers endless possibilities—easily transform it into a grand master suite or a mother-in-law setup. Recreation room entertainment pkg includes slate pool table and tournament size table tennis conversion top for ping pong. The home's layout currently provides excellent flexibility, including a bedroom that can effortlessly be converted back into a traditional 3rd bedroom depending on your needs. A separate, dedicated climate-controlled utility room houses the included washer and dryer. --ELITE ENERGY EFFICIENCY & ECO-FEATURES: Enjoy an incredibly low average electric bill of just $153/month thanks to premium upgrades, including: • Full Hurricane Impact Windows throughout the home. • A durable, long-lasting metal roof matching the house and tiki. • A continuous-flow Gas Rinnai tankless hot water system. • A 250-gallon underground Liquid Petroleum (LP) tank. • 12 inches of added attic insulation • A fully automated irrigation system utilizing eco-friendly reclaimed water. Skip the bidding wars on properties with hidden costs. This hardened, turnkey waterfront estate is ready for its next owner to drop their boat in the water and start living the dream.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,320
Sqft
0.2 ac
Lot size
1
Garage
1965
Year built
One
Levels
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,399 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,399/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.8%
$/sqft vs Palmetto actives
$353 vs $208
Days on market
1 vs 54 typical
Where $353/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manati Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Manati Shores — neighborhood snapshot
Population
357
Median age
41
Median income
$96,923
Median home value
$388,200
Avg household
3
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $360K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 810 25TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$750,000
800 25TH AVENUE W · same community
3 bd · 2 ba · 2,280 sqft · $329/sqft · 3 DOM
Sold · May ’26$215,000
406 49TH STREET
3 bd · 2 ba · 2,228 sqft · $96/sqft · 9 DOM
Sold · Oct ’25$650,000
325 12TH AVENUE W
3 bd · 3 ba · 2,416 sqft · $269/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 810 25TH AVENUE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 810 25TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
810 25TH AVENUE W FAQs
What would the monthly payment be for 810 25TH AVENUE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,399/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 810 25TH AVENUE W?+
The most recent tax bill on record (2025) was $6,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $819,000, this home is listed about 107% above the Palmetto median of $395,659. The market section on this page shows how the area is trending.
Which schools are assigned to 810 25TH AVENUE W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$819,000 runs 120% above the PALMETTO 34221 median — but at 2,320 sqft it's also 20% larger than the typical Palmetto listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Palmetto market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8535446.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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