12630 DOCKYARD TRAIL, PALMETTO, FL, 34221
Active304 days on marketListed Sep 29, 2025MLS #TB8432345
About this home
12630 DOCKYARD TRAIL
What's Special: Model Leaseback | Pond View | Game Room. New Construction - Ready Now! Model Home! *This model home purchase includes our Model Leaseback Program.* This program is perfect for buyers who want to purchase now but aren’t ready to move. Contact seller for more term details on leasing your home back. When the lease is up, you move in! Model leaseback terms vary by model home. Please see a Community Sales Manager for additional details. Restrictions may apply. Welcome to the Tortola at 12630 Dockyard Trail in Palms at Coasterra! Step through the inviting front porch into a bright foyer with soaring two-story ceilings, setting the tone for this open-concept design. Off the foyer, you’ll find a powder bath, laundry, and a private guest suite with its own bath. At the heart of the home, the gathering room opens to a sunny lanai through pocket sliders for effortless Florida indoor-outdoor living. The kitchen features an oversized island, walk-in pantry, and plenty of storage, with the dining area nearby. The first-floor primary suite offers a spa-inspired bath and walk-in closet. Upstairs, three bedrooms, two full baths, and a spacious game room provide room for fun and relaxation. In this master-plan amenity-rich community, natural beauty is everywhere, along with endless opportunities for fun, fitness, and connection. Club Coasterra, the grand amenity center overlooking a 65-acre lake, truly has it all. Take a dip in one of four sparkling pools, including a lap pool and resort-style options, relax under a shaded cabana, enjoy a workout or some friendly competition, and then unwind at the lakeside pavilion complete with a sandy beach and social hall. The excitement continues at the Eastuary and Watermark Amenity Centers, where you can swim, visit the dog park, and enjoy a scenic 20-acre lake. For outdoor enthusiasts, explore the 160-acre nature park featuring walking trails, smaller lakes, and miles of wide pathways and jogging trails, perfect for fresh-air adventures. Just off Buckeye Road within the master-planned Coasterra community, this prime location in Palmetto offers easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: Tray ceiling at great room/primary suite/game room, bar in great room, gourmet kitchen, shower in place of tub at bath 2, pocket sliding glass door at great room, 2-car courtyard garage bay, 8' interior doors, covered extended lanai, and outdoor kitchen with vent hood. MLS#TB8432345 *Model Home Prices exclude furniture, decorative accessories, and closing costs and already include any lot premium, Seller installed options and upgrades; Buyer-selected options are no longer available. For financed buyers, lender restrictions on leasebacks for certain lenders may apply. No representation of any kind is made or implied regarding the Model Home’s future value or benefits, or availability of financing for a leaseback transaction. See Model Home Purchase Agreement, Model Home Addendum, Model Home Leaseback Agreement and, if applicable Non-Realty Bill of Sale Addendum (for furniture and any other non-realty personal property sold separately in select model homes) for details. Model homes subject to prior sale.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,461
Sqft
0.21 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,573 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,261/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.6%
$/sqft vs Palmetto actives
$217 vs $206
Days on market
304 vs 55 typical
Where $217/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
215 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 12630 DOCKYARD TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$600,000
12508 WHARF TERRACE · same community
5 bd · 4.5 ba · 3,461 sqft · $173/sqft · 21 DOM
Sold · Mar ’26$660,000
12541 WHARF TERRACE · same community
5 bd · 4.5 ba · 3,461 sqft · $191/sqft · 0 DOM
Sold · Nov ’25$600,000
12516 WHARF TERRACE · same community
4 bd · 4.5 ba · 2,921 sqft · $205/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12630 DOCKYARD TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12630 DOCKYARD TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12630 DOCKYARD TRAIL FAQs
What would the monthly payment be for 12630 DOCKYARD TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,573/mo — principal and interest, estimated property taxes, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12630 DOCKYARD TRAIL?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12630 DOCKYARD TRAIL?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12630 DOCKYARD TRAIL?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $750,999, this home is listed about 88% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12630 DOCKYARD TRAIL?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,999 runs 106% above the PALMETTO 34221 median — but at 3,461 sqft it's also nearly twice the size of the typical Palmetto listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
304 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $957,363, now $750,999 — a $206K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8432345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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