David Ramirez
$435,0003 bd2 ba1,680 sqft$259 /sqft$3,234 /mo all-in ↓

1258 PARADISE LAKE DRIVE, TARPON SPRINGS, FL, 34689

Active11 days on marketListed Jul 31, 2026MLS #TB8534504

Single Family ResidenceNORTH LAKE OF TARPON SPGS - PH 1

About this home

1258 PARADISE LAKE DRIVE

Welcome to 1258 Paradise Lake Drive, located in the highly sought-after gated community of North Lake in Tarpon Springs. Offering 3 bedrooms, 2 bathrooms, and just under 1,700 square feet of thoughtfully designed living space, this move-in-ready home combines an open, functional layout with the privacy today's buyers are looking for.Inside, the split-bedroom floor plan provides separation between the primary suite and guest bedrooms, while the open-concept living, dining, and kitchen areas create an inviting space that's perfect for everyday living and entertaining. Large windows and sliding glass doors fill the home with natural light and lead to the screened lanai, creating seamless indoor-outdoor living.Additional features include a spacious two-car garage, interior laundry room, and a screened lanai that offers the perfect place to enjoy your morning coffee or unwind at the end of the day.    A new roof in 2021 provides peace of mind for years to come. North Lake is one of Tarpon Springs' most desirable gated communities, offering residents two gated entrances, access to a scenic fishing pier and community dock, and direct access to the Pinellas Trail, making it ideal for walking, running, or biking. Located just minutes from the historic Tarpon Springs Sponge Docks, charming downtown shops and restaurants, beautiful Gulf beaches, golf courses, marinas, parks, and everyday conveniences, you'll enjoy the perfect balance of privacy and accessibility. With Tampa International Airport and St. Pete-Clearwater International Airport both within an easy drive, this location makes commuting and travel simple.Whether you're searching for your primary residence, seasonal home, or your own slice of the Florida lifestyle, 1258 Paradise Lake Drive offers an incredible opportunity to enjoy everything Tarpon Springs has to offer. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,680

Sqft

0.16 ac

Lot size

2

Garage

2001

Year built

One

Levels

$259

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile · Laminate · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Private Yard · Sliding Doors

Community & fees

HOA fee$141/mo
Taxes (2025)$2,162/yr
PetsCats OK, Dogs OK
CommunityDock · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,234 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$180
HOA fee — from the listing$141
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,234/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$180
HOA / condo fee$141
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$338KedgeAI estimate $386,261 · range $352K$410K$452K

vs edgeAI estimate

+12.6%

$/sqft vs Tarpon Springs actives

$259 vs $244

Days on market

11 vs 45 typical

Where $259/sqft sits among the 272 Tarpon Springs actives

73
75
60 · this home
25
13
26
$141–196$196–252$252–307$307–363$363–418$418+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 1258 PARADISE LAKE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

150 of 272

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $435,000 · 11 days on market since
2001Built · NORTH LAKE OF TARPON SPGS - PH 1

Reality check

What actually sold near 1258 PARADISE LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1272 JASMINE LAKE DRIVESold · Jun ’26

$490,000

1272 JASMINE LAKE DRIVE · same community

3 bd · 2 ba · 1,619 sqft · $303/sqft · 21 DOM

738 N LAKE BOULEVARDSold · Jun ’26

$487,500

738 N LAKE BOULEVARD · same community

3 bd · 2 ba · 1,746 sqft · $279/sqft · 101 DOM

1210 PARADISE LAKE DRIVESold · Jan ’26

$535,000

1210 PARADISE LAKE DRIVE · same community

4 bd · 3 ba · 2,274 sqft · $235/sqft · 265 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1258 PARADISE LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1258 PARADISE LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1258 PARADISE LAKE DRIVE FAQs

What would the monthly payment be for 1258 PARADISE LAKE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,234/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1258 PARADISE LAKE DRIVE?+

The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1258 PARADISE LAKE DRIVE?+

The most recent tax bill on record (2025) was $2,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1258 PARADISE LAKE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $435,000, this home is listed about 1% above the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1258 PARADISE LAKE DRIVE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MAINFRAME REAL ESTATE · Bobby Poth, III. MLS #TB8534504.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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