David Ramirez
$936,888$938,8883 bd2 ba1,560 sqft$601 /sqft$6,199 /mo all-in ↓

19519 GULF BOULEVARD UNIT 202, INDIAN SHORES, FL, 33785

Active6 days on marketListed Aug 2, 2026MLS #TB8534089

Reduced $2KWaterfrontCondominiumDOLPHIN KEY CONDO

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12:30 PM – 5:00 PM

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About this home

19519 GULF BOULEVARD UNIT 202

Welcome to this waterfront, three-bedroom, two-bath condominium. It is 1,560 sq. ft. with a large sun-drenched 30-by-20 waterfront balcony plus a private poolside cabana #10. Welcome to Dolphin Key of Indian Shores Fl. Right-sized private 30-unit complex with a secured keyless entry lobby. Built in 2017, with a solid block construction and all the 2017 high-standard codes for contemporary coastal living. Some complex features include a whole complex water softener and filtering system and a private on-site gated dog walk. There are triple, high-impact recessable sliders, coffered ceilings, a totally remodeled kitchen with oversized quartz countertops, a pearlized subway tile backsplash, 42-inch KraftMaid cabinetry, soft-close hardware, and under-counter and pendant lighting, plus a stainless appliance package and more. The living room and primary bedroom suite overlook the waterfront. Enjoy balcony access plus custom drapery. The primary bath features dual closets, double vanities, a walk-in shower with a bench and a privacy room. A second guest bath is complete with extended tub/shower with a tiled bench. The main guest bedroom has a Jack & Jill bath making possible en-suite guest quarters. Both comfortably sized secondary bedrooms have ample Closet space and are updated with new flooring and plantation shutters. The third bedroom is currently set up as a home office with a sleeper sofa. Refer to the feature sheet in photos for the complete upgrade list. Ceramic plank tile is in all living areas and baths, plus new luxury vinyl flooring in the guest bedrooms. Sellers purchased Residence 202 from the developer in 2017 and homesteaded the condominium; it was never rented. After three years of ownership, they set about upgrading the home to suit their beach and waterfront lifestyle. The condominium shows extremely well, ready to move in and is priced right. Indian Shores is known as The Narrows. The beach is right across the street from the intracoastal waterway, hence it being called The Narrows. The topography of the land keeps public parking to a bare minimum. The beaches are never crowded in Indian Shores. Residence 202 is conveyed with two parking spaces: garage spot #1 and outside spot #43. There is also plenty of guest parking. Boat slips can be purchased when available. Community amenities include a resort-like, large heated pool and spa, barbeque gas grills, a gazebo, promenade along the shoreline, boardwalk to the fishing and boat docks, fire pit, kayak storage, ample guest parking and much more including a private onsite gated dog walk. Indian Shores has underground utilities for safety and aesthetics. The complex is near a police department, family-friendly, bike-able and accessible. You will know your neighbor. The beaches are never crowded here. Enjoy our coastal lifestyle. There are numerous waterfront restaurants and nightlife nearby; some are accessible by boat or kayak. Complex financials are in great shape. Monthly maintenance is $920. Complex installed a new roof and exterior paint in 2023. Fifty-pound animal weight limit; one or two pets in the aggregate. There is a 30-day minimum rental. It is a mint-condition unit at a great price. I cannot say enough about the extra-large balcony; it is awesome. Enjoy the photos with the added verbiage. Immediate showings available. Just call.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,560

Sqft

2.45 ac

Lot size

1

Garage

2017

Year built

One

Levels

$601

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete · Stucco
FoundationBlock
ViewWater
FacesWest
ParkingAssigned · Guest · Under Building
ExteriorBalcony · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$7,587/yr
PetsYes
CommunityDock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Dog Park · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Other
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,199 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,055
PMI (est., until 20% equity)$351
Property tax — 2025 actual bill$632
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,689Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,689
Interest rate6.00%
Loan term

Estimated payment

$6,199/mo

Principal & interest$5,055
PMI (est., until 20% equity)$351
Property taxes (actual bill)$632
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $937K
$899KedgeAI estimate $1,103,696 · range $1.1M$1.2M$1.2M

vs edgeAI estimate

−15.1%

$/sqft vs Indian Shores actives

$601 vs $557

Days on market

6 vs 89 typical

Where $601/sqft sits among the 86 Indian Shores actives

18
28
18 · this home
11
2
9
$295–437$437–579$579–721$721–863$863–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 19519 GULF BOULEVARD UNIT 202

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

40 of 86

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $936,888 $2K
Aug 2, 2026Listed at $938,888 · 6 days on market since
2017Built · DOLPHIN KEY CONDO

Reality check

What actually sold near 19519 GULF BOULEVARD UNIT 202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19020 GULF BOULEVARD UNIT 8Sold · Jun ’26

$1,050,000

19020 GULF BOULEVARD UNIT 8

3 bd · 2 ba · 1,512 sqft · $694/sqft · 16 DOM

13772 80TH AVENUESold · May ’26

$435,000

13772 80TH AVENUE

3 bd · 2 ba · 1,475 sqft · $295/sqft · 85 DOM

566 182ND AVENUE ESold · Jul ’26

$515,000

566 182ND AVENUE E

4 bd · 2 ba · 1,649 sqft · $312/sqft · 195 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19519 GULF BOULEVARD UNIT 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19519 GULF BOULEVARD UNIT 202 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19519 GULF BOULEVARD UNIT 202 FAQs

What would the monthly payment be for 19519 GULF BOULEVARD UNIT 202?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19519 GULF BOULEVARD UNIT 202?+

The most recent tax bill on record (2025) was $7,587. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19519 GULF BOULEVARD UNIT 202?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $936,888, this home is listed about 38% above the Indian Shores median of $679,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19519 GULF BOULEVARD UNIT 202?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$936,888 runs 29% above the INDIAN SHORES 33785 median — but at 1,560 sqft it's also 27% larger than the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Indian Shores market that averages 89 — if it fits, move quickly.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $938,888, now $936,888 — a $2K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Roger Hogan. MLS #TB8534089.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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