18500 GULF BOULEVARD UNIT 404, INDIAN SHORES, FL, 33785
Active138 days on marketListed Mar 21, 2026MLS #TB8488982
About this home
18500 GULF BOULEVARD UNIT 404
Come enjoy the best the beaches have to offer!. Sand Dollar is a well established vacation rental property with great amenities and a solid association. Milestone and SIRS requirements have been completed. Sand Dollar 404 is a 2 bedroom - 2 bath condo with an unobstructed view from the Gulf Front balcony overlooking our gentle Gulf Waters & Sugar Sand Beach! Relaxed sophisticated decor that has space for the whole family to make lasting memories. Large updated kitchen with granite counter tops, white appliances, plenty of cabinets and a pantry. Large bedrooms with walk-in closets including a locked area for owner storage. Updated Master bathroom offers walk-in shower and guest bath has shower/tub combo. Full size side by side washer & dryer in laundry closet. Property boasts a newly enlarged sun deck with geo thermal heated, salt water pool, hot tub, freshly thatched tiki huts and barbecue area. All new landscaping. Great rental income in popular weekly rental beach resort with experienced, ON-SITE rental Management. Comes furnished. Conveniently located minutes away from St. Pete - Clearwater Beaches, great restaurants, shopping, golfing, attractions and so much more. Easy access to Tampa and 2 airports (PIE and TPA). Buyer to confirm all info, measurements and HOA policies. Sold As-is for sellers convenience
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,440
Sqft
0.57 ac
Lot size
1981
Year built
One
Levels
$660
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,742 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,742/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.3%
$/sqft vs Indian Shores actives
$660 vs $568
Days on market
138 vs 85 typical
Where $660/sqft sits among the 88 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $620K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
40 of 88
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 18500 GULF BOULEVARD UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,050,000
18500 GULF BOULEVARD UNIT 507 · same community
3 bd · 2 ba · 1,470 sqft · $714/sqft · 28 DOM
Sold · Feb ’26$1,190,000
18500 GULF BOULEVARD UNIT 503 · same community
3 bd · 2 ba · 1,470 sqft · $810/sqft · 186 DOM
Sold · Jul ’26$980,000
17140 GULF BOULEVARD UNIT 611
3 bd · 2 ba · 1,445 sqft · $678/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18500 GULF BOULEVARD UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18500 GULF BOULEVARD UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18500 GULF BOULEVARD UNIT 404 FAQs
What would the monthly payment be for 18500 GULF BOULEVARD UNIT 404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,742/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18500 GULF BOULEVARD UNIT 404?+
The most recent tax bill on record (2025) was $13,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18500 GULF BOULEVARD UNIT 404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $950,000, this home is listed about 40% above the Indian Shores median of $679,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18500 GULF BOULEVARD UNIT 404?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$950,000 runs 34% above the INDIAN SHORES 33785 median — but at 1,440 sqft it's also 18% larger than the typical Indian Shores listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Holly Swendson. MLS #TB8488982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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