David Ramirez
$650,0005 bd3 ba3,609 sqft$180 /sqft$4,610 /mo all-in ↓

11519 BELLE HAVEN DRIVE, NEW PORT RICHEY, FL, 34654

Active4 days on marketListed Aug 11, 2026MLS #TB8533732

Single Family ResidenceWATERS EDGE 02

About this home

11519 BELLE HAVEN DRIVE

Located in the elegant, gated Community of Waters Edge this Barrington Model by Ryland is a Stunning Spanish Mediterranean-style 2-story home with over 3600 sqft. Waters Edge is a modern resort-style community that beckons to those who appreciate the finer things in life, without sacrificing convenience or natural beauty. This community features a clubhouse with a large swimming pool, a children's splash zone, a fitness center, and a spectacular 70-acre lake at its center with a pier, boat ramp, basketball court, pickleball, tennis court, and playground. This newly listed gem offers a spacious sanctuary featuring five generously sized bedrooms including a luxurious primary bedroom retreat, perfect for unwinding after a busy day. With three well-appointed bathrooms, morning traffic jams will be a thing of the past. Each space within this house whispers quality, from the meticulous craftsmanship of the build to the thoughtful design elements that ensure each inch of the residence is both functional and visually appealing This stunning Mediterranean-style home is nestled in a serene conservation lot. It features exquisite architectural details typical of the rich Mediterranean Spanish style, from the outside an eye-catching red tiled roof, stacked stone columns beautiful welcoming porch, and double entry doors, to stepping inside through double glass doors to tray ceilings, crown molding, 7” baseboards, interior arches, full real chef kitchen 42” wood cherry cabinets with many customs organizers, double ovens and all the luxury that would make your daily routine an experience you want to come back every day. This exclusive home with the convenience of dining in the kitchen or enjoying a formal dinner in the dedicated dining area, a formal living room, or a more relaxed family room will let you enjoy its spectacular backyard view from every angle. A spacious office with custom-made shelves and a centered loaf in the second story that connects the bedrooms upstairs are only a few of its spectacular features. This house was built to be enjoyed inside and out from playing at the pool table on the second floor to cooking a delicious dinner to enjoying a beautiful evening in the backyard soaking in the new spa located inside the enclosed patio which is a great addition for those who like to be entertained by the warm Florida weather while cooking a tasty BBQ to impress family and friends, get ready because with no rear neighbors guaranteeing ultimate privacy and the perfect space to unwind in the tranquil outdoor space and plenty of parking with a spacious three-car garage get ready to become the most acclaimed person along your friends. This home combines luxury and amenities for the most exigent lifestyle requests. Come and discover your new home here in the heart of this fantastic community of Waters Edge

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,609

Sqft

0.21 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$180

Per sqft

Garden & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Other · Stone · Stucco
FoundationBlock · Brick/Mortar · Other · Slab
ViewGarden · Water
FacesSouth
ParkingCovered · Garage Door Opener · Ground Level
ExteriorGarden · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$3/mo
Taxes (2025)$8,351/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Lake · Private Boat Ramp · Water Access · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,610 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$696
HOA fee — from the listing$3
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,610/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$696
HOA / condo fee$3
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Port Richey actives

$180 vs $202

Days on market

4 vs 52 typical

Where $180/sqft sits among the 400 New Port Richey actives

93
159 · this home
80
19
14
35
$101–159$159–218$218–276$276–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waters Edge

Map of 11519 BELLE HAVEN DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)48 min
Downtown Tampa51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Waters Edge — neighborhood snapshot

Population

2,491

Median age

42

Median income

$97,864

Median home value

$378,850

Avg household

3

Households w/ children

412

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$270K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

249 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 251% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $650,000 · 4 days on market since
2006Built · WATERS EDGE 02

Reality check

What actually sold near 11519 BELLE HAVEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11532 MANISTIQUE WAYSold · Nov ’25

$731,000

11532 MANISTIQUE WAY · same community

4 bd · 3 ba · 3,688 sqft · $198/sqft · 19 DOM

11623 MANISTIQUE WAYSold · May ’26

$550,000

11623 MANISTIQUE WAY · same community

4 bd · 3 ba · 3,078 sqft · $179/sqft · 3 DOM

9144 TOPNECK STREETSold · Apr ’26

$575,000

9144 TOPNECK STREET · same community

4 bd · 3.5 ba · 3,075 sqft · $187/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11519 BELLE HAVEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11519 BELLE HAVEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

11519 BELLE HAVEN DRIVE FAQs

What would the monthly payment be for 11519 BELLE HAVEN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,610/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11519 BELLE HAVEN DRIVE?+

The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11519 BELLE HAVEN DRIVE?+

The most recent tax bill on record (2025) was $8,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11519 BELLE HAVEN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $650,000, this home is listed about 128% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11519 BELLE HAVEN DRIVE?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 251% above the NEW PORT RICHEY 34654 median — but at 3,609 sqft it's also nearly 3 times the size of the typical New Port Richey listing.

02Garden & Water views

The garden and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 4 days on market in a New Port Richey market that averages 52 — if it fits, move quickly.

Listing courtesy of DALTON WADE INC · Julchen Zamora. MLS #TB8533732.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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