11508 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL, 34654
Active33 days on marketListed Jul 13, 2026MLS #TB8527308
About this home
11508 OYSTER BAY CIRCLE
Welcome to 11508 Oyster Bay Circle in the prestigious gated community of Waters Edge in New Port Richey, FL—an exceptional 5-bedroom (2 primary suite - 1 on the main level) + office + bonus room, 4-bath pool home with a 3-car garage offering over 3,600 square feet of beautifully updated living space. Perfect for multigenerational living! Situated on a desirable corner lot, this impressive Barrington model seamlessly blends luxury, functionality, and resort-style living. Designed with entertaining in mind, this home features an open-concept floor plan with soaring ceilings, abundant natural light, and multiple sets of sliding glass doors that open to the private outdoor oasis. The screened paver lanai showcases a newly resurfcaed heated swimming pool, new pool pump, all overlooking a fully fenced backyard perfect for year-round Florida living. The heart of the home is the fully remodeled gourmet kitchen, featuring quartz countertops, a striking quartz backsplash, premium wood cabinetry with updated hardware, professionally refinished cabinets, stainless steel appliances, a center island, breakfast bar with designer pendant lighting, and a spacious walk-in pantry with custom shelving. Beautiful new Luxury Vinyl Plank (LVP) flooring delivering the warmth and elegance of hardwood with the durability and easy maintenance today's buyers love. The luxurious first-floor primary suite offers tray ceilings, dual walk-in closets, and a beautifully renovated spa-inspired bath complete with dual quartz vanities, soaking tub, custom tiled walk-in shower and glass enclosure, shiplap accent wall, and private water closet with easy access to the pool. A separate guest suite with adjacent full bath, dedicated home office with French doors, formal dining room, breakfast nook, family room with dramatic stacked stone feature wall, laundry room, and spacious living areas complete the first level. Upstairs, you'll find a versatile bonus room, a second private primary suite with renovated en-suite bath, two additional oversized bedrooms, another full bathroom, and abundant storage. Additional upgrades include a new water heater, new water softener, EV charging station, generator hookup, crown molding throughout the first level, chair rail detailing in the office, 4-inch baseboards, landscape lighting, tile roof, stacked stone exterior accents, tropical landscaping, and an expansive driveway. Residents of Waters Edge enjoy an outstanding amenity package including a resort-style clubhouse, community pool, splash pad, fitness center, basketball and pickleball courts, fishing pier, reclaimed irrigation, cable, high-speed internet, trash and recycling service, and gated security—all included in the HOA. Ideally located near shopping, dining, medical facilities, top-rated schools, parks, golf courses, and convenient access to the Suncoast Parkway, this exceptional home offers the perfect combination of luxury, comfort, and convenience. Experience Florida living at its finest—schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,612
Sqft
0.23 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,227 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,227/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs New Port Richey actives
$201 vs $202
Days on market
33 vs 52 typical
Where $201/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waters Edge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Waters Edge — neighborhood snapshot
Population
2,491
Median age
42
Median income
$97,864
Median home value
$378,850
Avg household
3
Households w/ children
412
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
250 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 292% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11508 OYSTER BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$731,000
11532 MANISTIQUE WAY · same community
4 bd · 3 ba · 3,688 sqft · $198/sqft · 19 DOM
Sold · May ’26$550,000
11623 MANISTIQUE WAY · same community
4 bd · 3 ba · 3,078 sqft · $179/sqft · 3 DOM
Sold · Apr ’26$575,000
9144 TOPNECK STREET · same community
4 bd · 3.5 ba · 3,075 sqft · $187/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11508 OYSTER BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11508 OYSTER BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11508 OYSTER BAY CIRCLE FAQs
What would the monthly payment be for 11508 OYSTER BAY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,227/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11508 OYSTER BAY CIRCLE?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11508 OYSTER BAY CIRCLE?+
The most recent tax bill on record (2025) was $10,562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11508 OYSTER BAY CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $725,000, this home is listed about 154% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11508 OYSTER BAY CIRCLE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Tricia Dooley. MLS #TB8527308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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