David Ramirez
Short-Term Rental Eligible
$2,2003 bd2.5 ba1,718 sqft$1 /sqft$176 /mo all-in ↓

948 VISTA CAY COURT, BRANDON, FL, 33511

Active13 days on marketListed Jul 25, 2026MLS #TB8532813

Priced 99% below the BRANDON 33511 medianTownhouseVISTA CAY

About this home

948 VISTA CAY COURT

Move-In Ready Townhome for Rent in Gated Vista Cay! Welcome home to this beautifully maintained 3-bedroom, 2.5-bathroom townhome located in the pristine, gated community of Vista Cay. This spacious residence offers a bright, open floor plan with generously sized rooms throughout. The first floor features an inviting living and dining area accented by beautiful bamboo flooring, creating a warm and elegant living space. The well-appointed kitchen offers ample cabinet and counter space, making it perfect for the home chef. Upstairs, you'll find all three spacious bedrooms, including the primary suite with a private bath, along with an additional full bathroom. A convenient half bath is located downstairs for guests. Enjoy a peaceful private rear view, providing a relaxing setting to unwind after a long day. Additional features include a one-car garage, washer and dryer, and water and basic cable are included in the rent. Ideally situated directly across from the community pool, guest parking, and mailboxes, this home offers both convenience and an exceptional location. You'll also enjoy easy access to Brandon Regional Hospital, the Selmon Expressway, shopping, dining, and entertainment. Application Requirements: All prospective occupants must complete the owner's rental application and meet the owner's rental criteria. Applicants are also required to complete the community's HOA application and obtain HOA approval, as required by the association, prior to occupancy. This move-in ready home has been meticulously maintained and is ready for its next tenant. Schedule your private showing today—this opportunity won't last long!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,718

Sqft

0.03 ac

Lot size

1

Garage

2004

Year built

Two

Levels

$1

Per sqft

Trees/Woods view

Inside

FlooringBamboo · Carpet
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Walk-In Closet(s)
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingElectric

Outside & construction

ViewTrees/Woods
ParkingDriveway · Ground Level

Community & fees

PetsNo
CommunityPool

Utilities & systems

UtilitiesCable Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $77Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $77
Interest rate6.00%
Loan term

Estimated payment

$176/mo

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs VISTA CAY

$1 vs $288

Days on market

13 vs 32 typical

Where $1/sqft sits among the 10 homes for sale in VISTA CAY

0 · this home
2
3
0
3
2
$1–73$73–144$144–215$215–286$286–358$358+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketBrandon
Annual gross at median$25,200
Gross yield on this price1145.5%
Homes for rent right now79

Live Brandon rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Vista Cay

Map of 948 VISTA CAY COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)31 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

ElementaryKingswood Elementary School★★★★
HighBloomingdale High School★★★★
MiddleRodgers Middle Magnet School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$375K$400K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

6 of 10

VISTA CAY have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

Jul 25, 2026Listed at $2,200 · 13 days on market since
2004Built · VISTA CAY

Reality check

What actually sold near 948 VISTA CAY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2804 CONCH HOLLOW DRIVESold · Jun ’26

$265,000

2804 CONCH HOLLOW DRIVE · same community

3 bd · 2.5 ba · 1,718 sqft · $154/sqft · 13 DOM

2819 CONCH HOLLOW DRIVESold · May ’26

$267,000

2819 CONCH HOLLOW DRIVE · same community

3 bd · 2.5 ba · 1,718 sqft · $155/sqft · 33 DOM

2802 CONCH HOLLOW DRIVESold · Feb ’26

$238,000

2802 CONCH HOLLOW DRIVE · same community

3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 948 VISTA CAY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 948 VISTA CAY COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

948 VISTA CAY COURT FAQs

What would the monthly payment be for 948 VISTA CAY COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 948 VISTA CAY COURT be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 948 VISTA CAY COURT?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $2,200, this home is listed about 99% below the Brandon median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 948 VISTA CAY COURT?+

Kingswood Elementary School (elementary), Bloomingdale High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRANDON 33511 market on paper

$2,200 is 99% below the BRANDON 33511 median of $340,000, and at $1/sqft it sits under the Brandon average of $214.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Kingswood Elementary School, Bloomingdale High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTY UNLIMITED · Kristina Butera. MLS #TB8532813.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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