David Ramirez
Short-Term Rental Eligible
$210,000$225,7753 bd2.5 ba1,718 sqft$122 /sqft$1,942 /mo all-in ↓

2729 CONCH HOLLOW DRIVE, BRANDON, FL, 33511

Active114 days on marketListed Apr 15, 2026MLS #L4961140

Priced 38% below the BRANDON 33511 medianReduced $16KTownhouseVISTA CAY

About this home

2729 CONCH HOLLOW DRIVE

Welcome to this 3-bedroom, 2.5-bath townhome located in the desirable gated community of Vista Cay. Offering 1,718 square feet of living space and a 1-car attached garage, this home features a spacious and functional layout perfect for everyday living and entertaining. The main level boasts a generous kitchen that flows seamlessly into the combined living and dining area, along with a convenient half bath for guests. The living room opens to a covered, screened lanai—ideal for relaxing outdoors. Tile flooring runs throughout the first floor, while all bedrooms upstairs are comfortably carpeted. Upstairs, you’ll find all three bedrooms, including a primary suite with an en-suite bathroom featuring dual sinks and a tub/shower combination. Two additional bedrooms share a full bath, and the upstairs laundry closet comes complete with a washer and dryer for added convenience. Enjoy easy access to the community pool, located just steps from your back door. This home offers comfort, convenience, and a prime location within Vista Cay—perfect as a primary residence, vacation home, or possible investment opportunity.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,718

Sqft

0.03 ac

Lot size

1

Garage

2004

Year built

Two

Levels

$122

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$450/mo
Taxes (2025)$29/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,942 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$2
HOA fee — from the listing$450
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$1,942/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$2
HOA / condo fee$450
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$202KedgeAI estimate $270,295 · range $249K$325K$337K

vs edgeAI estimate

−22.3%

$/sqft vs VISTA CAY

$122 vs $288

Days on market

114 vs 32 typical

Where $122/sqft sits among the 9 homes for sale in VISTA CAY

4 · this home
0
0
2
2
1
$122–173$173–224$224–276$276–327$327–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketBrandon
Annual gross at median$25,200
Gross yield on this price12.0%
Homes for rent right now79

Live Brandon rental listing data — this home’s rate depends on size, condition and furnishing.

The Orlando short-term market

▼ Softening

50%

Occupancy

▼ 25% yr/yr

$252

Avg nightly rate

▲ 17% yr/yr

$29K/yr

Revenue per listing

$125

RevPAR

53 days

Booking lead time

4.7 nights

Avg stay

4

Typical min nights

4,364

Active rentals

▲ 10% supply

Seasonality — monthly occupancy

Peaks at 57% in Feb · bottoms at 39% in Jun

51%
57%
56%
51%
44%
39%
52%
47%
44%
50%
51%
52%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.

Where it sits

Inside Vista Cay

Map of 2729 CONCH HOLLOW DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)31 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

ElementaryKingswood Elementary School★★★★
HighBloomingdale High School★★★★
MiddleRodgers Middle Magnet School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$375K$400K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

5 of 9

VISTA CAY have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $210,000 $16K
Apr 15, 2026Listed at $225,775 · 114 days on market since
2004Built · VISTA CAY

Reality check

What actually sold near 2729 CONCH HOLLOW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2804 CONCH HOLLOW DRIVESold · Jun ’26

$265,000

2804 CONCH HOLLOW DRIVE · same community

3 bd · 2.5 ba · 1,718 sqft · $154/sqft · 13 DOM

2819 CONCH HOLLOW DRIVESold · May ’26

$267,000

2819 CONCH HOLLOW DRIVE · same community

3 bd · 2.5 ba · 1,718 sqft · $155/sqft · 33 DOM

2802 CONCH HOLLOW DRIVESold · Feb ’26

$238,000

2802 CONCH HOLLOW DRIVE · same community

3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2729 CONCH HOLLOW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2729 CONCH HOLLOW DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2729 CONCH HOLLOW DRIVE FAQs

What would the monthly payment be for 2729 CONCH HOLLOW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,942/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2729 CONCH HOLLOW DRIVE?+

The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2729 CONCH HOLLOW DRIVE?+

The most recent tax bill on record (2025) was $29. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2729 CONCH HOLLOW DRIVE be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2729 CONCH HOLLOW DRIVE?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $210,000, this home is listed about 42% below the Brandon median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2729 CONCH HOLLOW DRIVE?+

Kingswood Elementary School (elementary), Bloomingdale High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRANDON 33511 market on paper

$210,000 is 38% below the BRANDON 33511 median of $340,000, and at $122/sqft it sits under the Brandon average of $214.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

114 days on market against a Brandon median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Kingswood Elementary School, Bloomingdale High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $225,775, now $210,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of VIEWPOINT VALUE REALTY · Pat Pearson. MLS #L4961140.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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