David Ramirez
Short-Term Rental Eligible
$239,000$249,0002 bd2.5 ba1,574 sqft$152 /sqft$2,453 /mo all-in ↓

1019 VISTA CAY COURT, BRANDON, FL, 33511

Active39 days on marketListed Jun 27, 2026MLS #TB8524009

Priced 30% below the BRANDON 33511 medianEst. $37K/yr short-term rental revenueReduced $10KTownhouseVISTA CAY

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About this home

1019 VISTA CAY COURT

Looking for a move-in-ready townhome? Look no further for the perfect place to call home! This stunning 2-bedroom, 2.5-bathroom residence offers 1,574 heated square feet of thoughtfully designed living space in the heart of Brandon, FL, within the highly desirable Vista Cay community. Enjoy the convenience of being close to shopping centers, top-rated schools, dining options, and major highways, making your daily commute and errands a breeze. The neighborhood is well-maintained, quiet, and offers a sense of community, perfect for families, professionals, or anyone seeking a peaceful yet vibrant lifestyle. Recently, the entire interior has been freshly painted in modern, neutral tones, and brand-new, high-quality flooring has been installed throughout the home. These updates create a clean, contemporary feel and ensure the home is truly move-in ready, saving you time and money on renovations. As you enter the home through the inviting front entryway, you will be greeted by an open-concept floor plan that offers seamless flow among the living, dining, and kitchen areas. The spacious living room is perfect for entertaining guests or relaxing with family, featuring beaming floors and a palette of natural colors that create a warm, welcoming atmosphere. Large windows allow abundant natural light to fill the space, making the entire area feel bright and airy. The kitchen is a chef's delight, with ample counter space, modern appliances, and a convenient breakfast bar that overlooks the living area—ideal for enjoying casual meals or socializing while you cook. There's plenty of room for a dining table, and the layout encourages effortless entertaining and everyday comfort. Upstairs, you'll find a spacious master bedroom complete with a private en suite bathroom, offering a relaxing retreat at the end of the day. The master bath features a large vanity, ample storage, and a walk-in shower. An additional bedroom is located just down the hall, and there's a versatile loft area that's perfect for a home office, playroom, or reading nook. The upstairs layout offers flexibility to suit your lifestyle and provides plenty of space for family, guests, or hobbies. This magnificent townhome is conveniently located with easy access to I-75 and the Tampa highways. A nice, short drive to the Hard Rock as well as the Florida State Fairgrounds. Only 60 minutes from Florida's top vacation destinations, BUSCH GARDENS in Tampa, Orlando, Disney World, and our top-rated Gulf beaches. This opportunity is just too good to pass up! Schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,574

Sqft

0.03 ac

Lot size

1

Garage

2005

Year built

Multi/Split

Levels

$152

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Range · Refrigerator
InteriorCeiling Fan(s) · Thermostat
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ParkingCommon · Driveway · Garage Door Opener
ExteriorLighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$450/mo
Taxes (2025)$3,966/yr
PetsNo
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,453 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$330
HOA fee — from the listing$450
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,365
Interest rate6.00%
Loan term

Estimated payment

$2,453/mo

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$330
HOA / condo fee$450
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $239K
$211KedgeAI estimate $223,024 · range $220K$231K$249K

vs edgeAI estimate

+7.2%

$/sqft vs VISTA CAY

$152 vs $288

Days on market

39 vs 34 typical

Where $152/sqft sits among the 9 homes for sale in VISTA CAY

4 · this home
0
0
2
2
1
$122–173$173–224$224–276$276–327$327–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$37,118/yr gross

Avg nightly rate$211
Occupancy (comp set)50%
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,099/mo median

MarketBrandon
Annual gross at median$25,188
Gross yield on this price10.5%
Homes for rent right now77

Live Brandon rental listing data — this home’s rate depends on size, condition and furnishing.

The Brandon short-term market

▼ Softening

45%

Occupancy

▼ 33% yr/yr

$217

Avg nightly rate

▲ 3% yr/yr

$22K/yr

Revenue per listing

$102

RevPAR

33 days

Booking lead time

5.6 nights

Avg stay

5

Typical min nights

385

Active rentals

▲ 1% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 34% in Jun

46%
54%
55%
49%
38%
34%
51%
44%
38%
38%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Brandon — the projection above is specific to this home’s size.

Where it sits

Inside Vista Cay

Map of 1019 VISTA CAY COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)31 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

ElementaryKingswood Elementary School★★★★
HighBloomingdale High School★★★★
MiddleRodgers Middle Magnet School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$375K$400K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

5 of 9

VISTA CAY have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $239,000 $10K
Jun 27, 2026Listed at $249,000 · 39 days on market since
2005Built · VISTA CAY

Reality check

What actually sold near 1019 VISTA CAY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

952 VISTA CAY COURTSold · Apr ’26

$243,000

952 VISTA CAY COURT · same community

2 bd · 2.5 ba · 1,574 sqft · $154/sqft · 66 DOM

2802 CONCH HOLLOW DRIVESold · Feb ’26

$238,000

2802 CONCH HOLLOW DRIVE · same community

3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM

1006 VISTA CAY COURTSold · Feb ’26

$247,000

1006 VISTA CAY COURT · same community

3 bd · 2.5 ba · 1,684 sqft · $147/sqft · 194 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1019 VISTA CAY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1019 VISTA CAY COURT — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1019 VISTA CAY COURT FAQs

What would the monthly payment be for 1019 VISTA CAY COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,453/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1019 VISTA CAY COURT?+

The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1019 VISTA CAY COURT?+

The most recent tax bill on record (2025) was $3,966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1019 VISTA CAY COURT be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1019 VISTA CAY COURT?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $239,000, this home is listed about 35% below the Brandon median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1019 VISTA CAY COURT?+

Kingswood Elementary School (elementary), Bloomingdale High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRANDON 33511 market on paper

$239,000 is 30% below the BRANDON 33511 median of $340,000, and at $152/sqft it sits under the Brandon average of $214.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Strong assigned schools

Kingswood Elementary School, Bloomingdale High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $249,000, now $239,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Robert Perez. MLS #TB8524009.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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