2712 CONCH HOLLOW DRIVE, BRANDON, FL, 33511
Active330 days on marketListed Sep 4, 2025MLS #TB8422219
About this home
2712 CONCH HOLLOW DRIVE
Virtually Staged. Welcome to this one-owner townhome in the sought-after gated community of Vista Cay — a home that has been beautifully cared for and lovingly maintained since day one. The moment you walk through the door, you’ll immediately feel the warmth and pride of ownership that has kept this home in pristine condition. This beautifully updated townhome offers 2 bedrooms, 2.5 bathrooms, a versatile flex room, a 1-car garage, and 1,574 square feet of comfortable living space, perfectly blending style, convenience, and low-maintenance living. Whether you’re a first-time homebuyer, downsizing, or searching for a turnkey retreat, this home checks all the boxes. Recent improvements provide peace of mind and modern comfort, including a brand-new 2025 roof (fully paid), fresh interior paint, and new carpeting throughout the home's upstairs. The kitchen has been updated with a new microwave, and additional upgrades throughout the home include new ceiling fans, three new sinks with updated faucets, a new water heater, and new blinds and window screens in the front bedroom. Upstairs, you’ll find spacious bedrooms designed for comfort and privacy, while the flexible bonus space offers endless possibilities — perfect for a home office, reading nook, workout area, or guest space. The attached one-car garage adds convenience and extra storage, while the gated community of Vista Cay offers a beautifully maintained environment. Vista Cay residents enjoy a gated entrance, sparkling community pool, and pet-friendly walking paths—all just steps from convenient guest parking. HOA covers water, trash, cable, pest control, yard maintenance, and sewage, allowing for truly stress-free, low-maintenance living. The location is unbeatable, with schools, parks, shopping, and dining nearby, plus easy access to downtown Tampa, MacDill Air Force Base, and the beautiful Gulf beaches, making commuting and weekend getaways effortless. If you’ve been searching for a move-in-ready home in a prime location with thoughtful upgrades and low-maintenance living, this is the one you don’t want to miss. Schedule your private showing today and come see why Vista Cay is such a special place to call home.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,574
Sqft
0.03 ac
Lot size
1
Garage
2005
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,273 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,273/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.7%
$/sqft vs VISTA CAY
$159 vs $288
Days on market
330 vs 23 typical
Where $159/sqft sits among the 9 homes for sale in VISTA CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$37,118/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,173/mo median
Live Brandon rental listing data — this home’s rate depends on size, condition and furnishing.
The Brandon short-term market
▼ Softening45%
Occupancy
▼ 33% yr/yr
$217
Avg nightly rate
▲ 3% yr/yr
$22K/yr
Revenue per listing
$102
RevPAR
33 days
Booking lead time
5.6 nights
Avg stay
5
Typical min nights
385
Active rentals
▲ 1% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 34% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Brandon — the projection above is specific to this home’s size.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
BRANDON 33511 — neighborhood snapshot
Population
60,399
Median age
38
Median income
$77,383
Median home value
$324,900
Avg household
2.63
Households w/ children
7,399
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brandon market
$375K → $387K
Brandon median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
5 of 9
VISTA CAY have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 2712 CONCH HOLLOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$243,000
952 VISTA CAY COURT · same community
2 bd · 2.5 ba · 1,574 sqft · $154/sqft · 66 DOM
Sold · Feb ’26$238,000
2802 CONCH HOLLOW DRIVE · same community
3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM
Sold · Jul ’25$265,000
2824 CONCH HOLLOW DRIVE · same community
3 bd · 2.5 ba · 1,684 sqft · $157/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2712 CONCH HOLLOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2712 CONCH HOLLOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2712 CONCH HOLLOW DRIVE FAQs
What would the monthly payment be for 2712 CONCH HOLLOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,273/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2712 CONCH HOLLOW DRIVE?+
The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2712 CONCH HOLLOW DRIVE?+
The most recent tax bill on record (2024) was $972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2712 CONCH HOLLOW DRIVE be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2712 CONCH HOLLOW DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $250,000, this home is listed about 32% below the Brandon median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2712 CONCH HOLLOW DRIVE?+
Yates Elementary School (elementary), Brandon High School (high), Mann Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BRANDON 33511 market on paper
$250,000 is 26% below the BRANDON 33511 median of $340,000, and at $159/sqft it sits under the Brandon average of $215.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
330 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $265,000, now $250,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Kristina Butera. MLS #TB8422219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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