David Ramirez
$477,000$479,0002 bd2 ba1,225 sqft$389 /sqft$3,806 /mo all-in ↓

19451 GULF BOULEVARD UNIT 301, INDIAN SHORES, FL, 33785

Active16 days on marketListed Jul 24, 2026MLS #TB8532281

Priced 34% below the INDIAN SHORES 33785 medianReduced $2KWaterfrontCondominiumBAY SHORES YACHT & TENNIS CLUB

About this home

19451 GULF BOULEVARD UNIT 301

Direct Waterfront - 4.4 Acre Lot. Corner Residence # 301. Large Two-Bedroom, Two-Bath with over 1,225 square feet. Weekly / Short term rentals are OK.. Bay Shore Yacht & Tennis Club enjoys Resort Like Amenities - Come live or Vacation where glowing Sunrises and Sunsets are an everyday thing. Relax and enjoy the spectacular water views from your large 24-foot waterfront balcony fronting all living areas and kitchen. Unit shows well with Updated Flooring, New Wall finish, New A/C and New Water Heater. Parking spot #301 close by elevator. This spacious nicely decorated corner unit is in the heart of Indian Shores. Walk to the Nature Park, Restaurants, Shopping and town hall. Deeded Beach access right across the street. Boaters dream with docks and slips always available at no extra cost. Short-term rentals are OK. Enjoy our large 1,200-square-foot Private Rooftop Sundeck, ideal spot to watch boat parades. Plenty of waterfront dining and shopping in a short distance. Don't forget about our miles of semi-private sugar sand beaches due to a shortage of public parking. Welcome to Indian Shores Florida. Building amenities such as sparkling waterfront heated pool with spa, tiki hut, barbecue area, fishing dock and rec room with shower facilities. Four lighted tennis & pickleball courts, plus a putting green make this an active social complex. Deeded beach access right across the street. Enjoy the Florida sunshine. Great full time, family getaway or 1031 investment purchase. Buy now or kick yourself later. Good Unit - Good Price.. Complex is being painted as we speak. All Assessments paid..Immediate showing available

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,225

Sqft

1976

Year built

One

Levels

$389

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Other · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · L Dining · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryOutside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionConcrete · Stucco
FoundationBlock · Slab
ViewWater
FacesSouth
ParkingAssigned · Guest
ExteriorBalcony · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Mailbox · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2024)$7,527/yr
PetsNo
CommunityBoat Slip · Fishing · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Other · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,806 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,808
FHA mortgage insurance (est.)$211
Property tax — 2024 actual bill$627
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,695Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,695
Interest rate6.00%
Loan term

Estimated payment

$3,806/mo

Principal & interest$2,808
FHA mortgage insurance (est.)$211
Property taxes (actual bill)$627
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $477K
$400KedgeAI estimate $432,504 · range $416K$477K$496K

vs edgeAI estimate

+10.3%

$/sqft vs Indian Shores actives

$389 vs $568

Days on market

16 vs 90 typical

Where $389/sqft sits among the 86 Indian Shores actives

17 · this home
28
19
11
2
9
$295–437$437–579$579–721$721–863$863–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 19451 GULF BOULEVARD UNIT 301

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

40 of 86

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $477,000 $2K
Jul 24, 2026Listed at $479,000 · 16 days on market since
1976Built · BAY SHORES YACHT & TENNIS CLUB

Reality check

What actually sold near 19451 GULF BOULEVARD UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19451 GULF BOULEVARD UNIT 506Sold · Dec ’25

$491,400

19451 GULF BOULEVARD UNIT 506 · same community

2 bd · 2 ba · 1,050 sqft · $468/sqft · 232 DOM

19451 GULF BOULEVARD UNIT 211Sold · Feb ’26

$405,000

19451 GULF BOULEVARD UNIT 211 · same community

2 bd · 2 ba · 1,050 sqft · $386/sqft · 57 DOM

19451 GULF BOULEVARD UNIT 706Sold · Apr ’26

$500,000

19451 GULF BOULEVARD UNIT 706 · same community

2 bd · 2 ba · 1,050 sqft · $476/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19451 GULF BOULEVARD UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19451 GULF BOULEVARD UNIT 301 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

19451 GULF BOULEVARD UNIT 301 FAQs

What would the monthly payment be for 19451 GULF BOULEVARD UNIT 301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,806/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19451 GULF BOULEVARD UNIT 301?+

The most recent tax bill on record (2024) was $7,527. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19451 GULF BOULEVARD UNIT 301?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $477,000, this home is listed about 28% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.

Which schools are assigned to 19451 GULF BOULEVARD UNIT 301?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the INDIAN SHORES 33785 market on paper

$477,000 is 34% below the INDIAN SHORES 33785 median of $725,000, and at $389/sqft it sits under the Indian Shores average of $683.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $479,000, now $477,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Roger Hogan. MLS #TB8532281.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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