19451 GULF BOULEVARD UNIT 203, INDIAN SHORES, FL, 33785
Active132 days on marketListed Mar 30, 2026MLS #TB8492186
About this home
19451 GULF BOULEVARD UNIT 203
Coastal Comfort at Bay Shore Yacht & Tennis Club Step into easy-breezy waterfront living with this spacious two-bedroom, two-bath residence in the heart of Indian Shores. Spanning 1,050 square feet, Residence #203 offers the perfect blend of a relaxed vacation retreat and a high-performing investment property. The Residence: Enjoy a massive 24-foot balcony accessible from both the living area and the primary suite, ideal for morning coffee or sunset cocktails. This home is can be sold fully furnished and tastefully decorated, making it ready for immediate enjoyment or rental income. Located on the first floor of living space, you have the choice of a quick elevator ride or the stairs for easy coming and going. World-Class Amenities: Bay Shore Yacht & Tennis Club is designed for the active Florida lifestyle. On-site features include a private 3,000-square-foot rooftop sundeck with panoramic views, a sparkling heated pool, relaxing spa, tiki hut, and a dedicated barbecue area. Stay active with four lighted tennis courts, a putting green, a fishing dock, and a recreation room. You also have deeded beach access just across the street, leading to miles of pristine sugar sand shoreline. Location and Lifestyle: Nestled on the narrows, this location offers a semi-private beach feel that is hard to find. You are within walking distance of local dining favorites and just a short bike ride away from surf shops and rentals. For investors, the weekly rental policy provides maximum flexibility and revenue potential. With assigned parking and on-site laundry services, every detail is covered for a seamless coastal experience. Don't miss out on one of the most affordable ways to own waterfront property in Indian Shores. Schedule your showing today before this opportunity sails away!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
4.44 ac
Lot size
1976
Year built
One
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,024 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,024/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.8%
$/sqft vs Indian Shores actives
$485 vs $568
Days on market
132 vs 90 typical
Where $485/sqft sits among the 86 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 86
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 19451 GULF BOULEVARD UNIT 203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$491,400
19451 GULF BOULEVARD UNIT 506 · same community
2 bd · 2 ba · 1,050 sqft · $468/sqft · 232 DOM
Sold · Feb ’26$405,000
19451 GULF BOULEVARD UNIT 211 · same community
2 bd · 2 ba · 1,050 sqft · $386/sqft · 57 DOM
Sold · Apr ’26$500,000
19451 GULF BOULEVARD UNIT 706 · same community
2 bd · 2 ba · 1,050 sqft · $476/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19451 GULF BOULEVARD UNIT 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19451 GULF BOULEVARD UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19451 GULF BOULEVARD UNIT 203 FAQs
What would the monthly payment be for 19451 GULF BOULEVARD UNIT 203?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,024/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19451 GULF BOULEVARD UNIT 203?+
The most recent tax bill on record (2025) was $7,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19451 GULF BOULEVARD UNIT 203?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $509,000, this home is listed about 23% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 19451 GULF BOULEVARD UNIT 203?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE TENPENNY COLLECTION · Nicholas Freas. MLS #TB8492186.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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