3001 N 45TH STREET, TAMPA, FL, 33605
Active14 days on marketListed Jul 23, 2026MLS #TB8532103
About this home
3001 N 45TH STREET
**Charming Multi-Use Property with Endless Potential** Discover this cozy, bright, and meticulously maintained home located on a nearly corner lot. Featuring **4 bedrooms and 2 bathrooms**, this versatile property offers an incredible layout with a part that can easily be converted into an independent mother-in-law suite or an Airbnb apartment with its own easy, separate access. Key features include: * **Spacious and Flexible Layout**: 4 bedrooms and 2 bathrooms designed for comfortable living and multi-family or income-generating potential. * **Great Condition**: Maintained in very good shape with a practically new roof, offering peace of mind for years to come. * **Independent Access**: Perfect setup for a private rental unit or guest suite. * **Outdoor Space**: A nice private backyard equipped with storage sheds and a patio area. An exceptional opportunity in a prime spot. Contact us today to schedule your private tour!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,028
Sqft
0.17 ac
Lot size
1960
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs Tampa actives
$291 vs $301
Days on market
14 vs 41 typical
Where $291/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Highland Pines — neighborhood snapshot
Population
1,335
Median age
43
Median income
$36,250
Median home value
$248,139
Avg household
2
Households w/ children
158
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the TAMPA 33605 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3001 N 45TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$248,000
3204 DODGE STREET · same community
3 bd · 1 ba · 1,031 sqft · $241/sqft · 17 DOM
Sold · Jun ’26$320,000
3207 DODGE STREET · same community
4 bd · 2 ba · 1,080 sqft · $296/sqft · 13 DOM
Sold · Feb ’26$290,000
3004 N 45TH STREET · same community
3 bd · 1.5 ba · 1,204 sqft · $241/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3001 N 45TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3001 N 45TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3001 N 45TH STREET FAQs
What would the monthly payment be for 3001 N 45TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,202/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3001 N 45TH STREET?+
The most recent tax bill on record (2026) was $1,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $299,000, this home is listed about 34% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3001 N 45TH STREET?+
Oak Park Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Blake High School (high), Greco Middle Magnet School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JPT REALTY LLC · Juan Montes. MLS #TB8532103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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