David Ramirez
$1,650,0004 bd2.5 ba3,055 sqft$540 /sqft$10,925 /mo all-in ↓

4660 LAUREL OAK LANE NE, ST PETERSBURG, FL, 33703

Active3 days on marketListed Aug 9, 2026MLS #TB8532007

Private poolSingle Family ResidencePLACIDO BAYOU

About this home

4660 LAUREL OAK LANE NE

Behind the private gates of Placido Bayou, where majestic oak trees, tranquil lakes, and lush tropical landscapes define one of St. Petersburg’s most coveted communities, this exceptional residence embodies the art of luxury living. Beautifully reimagined with an uncompromising commitment to quality, this four-bedroom, three-bath estate offers an effortless balance of sophisticated design, exceptional craftsmanship, and relaxed coastal elegance. From the moment you arrive, the home’s impressive curb appeal sets the tone with a tile roof, elegant paver driveway, three-car garage, mature tropical landscaping, swaying palm trees, and a private backyard oasis complete with a sparkling pool, relaxing hot tub, and vinyl privacy fencing. Inside, soaring ceilings and walls of windows bathe the home in natural light, enhancing the expansive open floor plan and creating an atmosphere that is both grand and welcoming. Designer lighting, curated finishes, and impeccable attention to detail are showcased throughout, creating spaces that are equally suited for elegant entertaining and comfortable everyday living. At the heart of the home lies a spectacular custom kitchen—an extraordinary renovation designed to rival those found in luxury design magazines. Custom cabinetry extends to the ceiling and is complemented by premium GE Café appliances, including a built-in beverage drawer and wine refrigerator, a dedicated coffee bar, expansive quartz countertops, and a dramatic granite waterfall island that serves as the centerpiece of the home. The adjoining formal dining room provides an elegant setting for intimate dinners and memorable celebrations. The first-floor primary suite is a private sanctuary, thoughtfully positioned for comfort and convenience. An oversized walk-in closet provides exceptional storage, while the spa-inspired en-suite bath, completely renovated in 2025, evokes the elegance of a boutique European luxury hotel. Rich marble-inspired porcelain surfaces, warm designer gold accents, couture-quality finishes, and impeccable craftsmanship create a timeless aesthetic. Dual vanities, a freestanding soaking tub, and a spacious walk-in shower complete this luxurious retreat, thoughtfully designed for both everyday indulgence and sophisticated style. Adjacent to the primary suite, an additional first-floor bedroom offers exceptional flexibility and is ideal as a private home office, nursery, fitness room, or guest suite. Step outside to your own private tropical retreat, where the sparkling pool and spa invite year-round enjoyment, whether hosting family and friends or enjoying peaceful mornings surrounded by lush landscaping and complete privacy. Life in Placido Bayou offers the rare combination of serenity and convenience. This highly sought-after gated community is renowned for its winding tree-lined streets, scenic lakes, abundant wildlife, and beautifully maintained natural surroundings, creating a peaceful sanctuary unlike any other in St. Petersburg. Just minutes away, the vibrant energy of downtown St. Petersburg awaits. Enjoy award-winning restaurants, waterfront parks, boutique shopping, world-class museums, the iconic St. Pete Pier, art galleries, marinas, and a thriving cultural scene. The area’s beautiful Gulf beaches, championship golf courses, and Tampa International Airport are all within easy reach, making this location as convenient as it is desirable.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,055

Sqft

0.45 ac

Lot size

3

Garage

1989

Year built

Two

Levels

$540

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Golf Cart Parking · Oversized · Parking Pad
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sprinkler Metered

Community & fees

HOA fee$165/mo
Taxes (2025)$12,940/yr
PetsYes
CommunityLake · Deed Restrictions · Gated Community - Guard

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,925 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$1,078
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$10,925/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$1,078
HOA / condo fee$165
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.3MedgeAI estimate $1,523,656 · range $1.3M$1.8M$1.9M

vs edgeAI estimate

+8.3%

$/sqft vs PLACIDO BAYOU

$540 vs $424

Days on market

3 vs 58 typical

Where $540/sqft sits among the 10 homes for sale in PLACIDO BAYOU

2
0
2
4
0
2 · this home
$197–260$260–324$324–387$387–450$450–514$514+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placido Bayou

Map of 4660 LAUREL OAK LANE NE inside its neighborhood boundary

Drive times from this address

Downtown Tampa25 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Placido Bayou — neighborhood snapshot

Population

1,374

Median age

58

Median income

$119,934

Median home value

$576,400

Avg household

2

Households w/ children

91%

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

6 of 10

PLACIDO BAYOU have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 282% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Aug 9, 2026Listed at $1,650,000 · 3 days on market since
1989Built · PLACIDO BAYOU

Reality check

What actually sold near 4660 LAUREL OAK LANE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1191 DARLINGTON OAK DRIVE NESold · May ’26

$1,250,000

1191 DARLINGTON OAK DRIVE NE · same community

5 bd · 3.5 ba · 3,182 sqft · $393/sqft · 294 DOM

1080 WATER OAK COURT NESold · Nov ’25

$1,325,000

1080 WATER OAK COURT NE · same community

4 bd · 3 ba · 2,820 sqft · $470/sqft · 5 DOM

660 BAY LAUREL COURT NESold · Feb ’26

$1,385,000

660 BAY LAUREL COURT NE · same community

4 bd · 3.5 ba · 2,698 sqft · $513/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4660 LAUREL OAK LANE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4660 LAUREL OAK LANE NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4660 LAUREL OAK LANE NE FAQs

What would the monthly payment be for 4660 LAUREL OAK LANE NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,925/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4660 LAUREL OAK LANE NE?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4660 LAUREL OAK LANE NE?+

The most recent tax bill on record (2025) was $12,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4660 LAUREL OAK LANE NE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,650,000, this home is listed about 279% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4660 LAUREL OAK LANE NE?+

North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,650,000 runs 282% above the ST PETERSBURG 33703 median — but at 3,055 sqft it's also nearly twice the size of the typical St Petersburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a St Petersburg market that averages 58 — if it fits, move quickly.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Becky McConnell. MLS #TB8532007.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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